1041 High Meadow Dr, Spencer, TN 38585 Property Records

Van Buren County property record for 1041 High Meadow Dr, Spencer, TN 38585

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,602 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Nov 2024)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Nov 2024 Sale Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088048G A 01700`

Property Details

APN / Parcel Number

Primary APN	`088048G A 01700`
Alternative APN	`048G A 01700`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,602 sqft Living Area
1st Floor Area	1,218 sqft
Upper Floors Area	384 sqft
Flooring	Hardwood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Porch	Slab
Porch Area	282 sqft
Deck Area	304 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1041 HIGH MEADOW DR
City	SPENCER
State	TN
Zip	38585-4255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 LOT 38, COUNTY AREA: M01
Legal Subdivision	HIGH MEADOWS ESTATE
Legal Tract	38
Legal Lot Number	38
Jurisdiction	VAN BUREN TN
Township / Civil Division	3
Census Block Group	2
Census Block	2046
Census Tract	925000

Owner

1041 High Meadow Dr is owned by an individual who bought it in November 2024.

Source: Van Buren County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	263 TOTEM TRL, ROCHESTER, NY 14617-2473
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2024	Warranty Deed, Transfer
Dec 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NB OF MIDDLE TENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2024 · Amount on File
Deed Sale	Nov 1, 2024 · Amount on File
Prior Sale	Dec 18, 2020 · Amount on File
Deed Document Number	20241344
Deed Book / Page	135 / 708
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Nov 1, 2024
Property Address	1041 HIGH MEADOW DR, SPENCER, TN 38585-4255
Document Number	0RB135/708
Book / Page	RB135 / 708
Instrument Date	Oct 25, 2024
Instrument	24001344
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Tax	$1,202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 TOTEM TRL, ROCHESTER, NY 14617-2473

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Dec 18, 2020
Property Address	1041 HIGH MEADOW DR, SPENCER, TN 38585-4255
Document Number	RB108/485
Book / Page	RB108 / 485
Instrument Date	Dec 15, 2020
Instrument	20001333
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 HIGH MEADOW DR, SPENCER, TN 38585-4255

Mortgage

Document Number	20001334
Date	Dec 18, 2020
Instrument	20001334

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1041 High Meadow Dr was $1,582, down 2.4% from the year before.

Source: Van Buren County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Van Buren County
Unified School District	Van Buren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00 (-2.41%)	$65,900 (-2.44%) Land $7,500 Building $58,400
2024	$1,621.00	$67,550 (-) Land $7,500 Building $60,050
2023	$1,621.00	$67,550 (-) Land $7,500 Building $60,050
2022	$1,621.00	$67,550 Land $7,500 Building $60,050	$270,200 (+2.5%) Land $30,000 Building $240,200
2021			$263,600 Land $30,000 Building $233,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1041 High Meadow Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1041 High Meadow Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL CREEK FALLS U.D. serves 5,434 people · EPA ID TN0000552
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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