1041 Hemlock St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 1041 Hemlock St, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,921 sqft · built 1960
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$293,000 (Mar 2013)
Tax Bill	$7,082 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21E10DC09800`

Property Details

APN / Parcel Number

Primary APN	`21E10DC09800`
Alternative APN	`00267605`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,921 sqft Living Area
1st Floor Area	1,323 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,501 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	00267605
Street Address	1041 HEMLOCK ST
City	LAKE OSWEGO
State	OR
Zip	97034-6147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7.5
Legal Description	79 SOUTH OSWEGO LT 14&PT LT 13 BLK 54
Legal Range	01E
Legal Township	02S
Legal Section	10
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	SOUTH OSWEGO
Legal Block	54
Legal Lot Number	13-14
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1014
Census Tract	20503

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1041 HEMLOCK ST, LAKE OSWEGO, OR 97034-6147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit UNITUS COMMUNITY CREDIT UNION
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2013 · Amount on File
Deed Sale	Mar 14, 2013 · Amount on File
Deed Document Number	2013-018877
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Recording Date	Sep 21, 2026
Property Address	1041 HEMLOCK ST, LAKE OSWEGO, OR 97034-6147
Document Number	0000040756
Instrument Date	Sep 18, 2026
Instrument	202640756
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1041 HEMLOCK ST, LAKE OSWEGO, OR 97034-6147

Mortgage

Document Number	0000040756,
Date	Sep 21, 2026
Instrument	202640756

Lender

Name	UNITUS COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2056

Interest

Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1041 HEMLOCK ST, LAKE OSWEGO, OR 97034-6147
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002307
Date	Jan 8, 2021
Instrument	2021-002307

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,082.00 (+5.86%)	$369,590 (+6.09%)	$729,271 (+2.39%) Land $293,571 Building $435,700
2023	$6,690.00	$348,375	$712,281 Land $285,301 Building $426,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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