Norfolk City property record for 1041 Georgetown Rd, Norfolk, VA 23502
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,378 sqft · built 1956 |
| Lot Size | 0.189 acres (8,215 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Oct 2009) |
| Tax Bill | $3,842 (2026) |
| Deeds & Mortgages | Dec 2020 Refinance Mar 2020 Mortgage + 1 more |
| APN | 12899400 |
| Primary APN | 12899400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,378 sqft Living Area |
| Interior Walls | Plaster |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,215 sqft (0.189 acres) |
| Porch | Porch |
| Porch Area | 22 sqft |
| Patio Area | 22 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1041 GEORGETOWN RD |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23502-2746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 31 BLK E FAIR LAWN ESTATES |
| Legal Subdivision | FAIRLAWN ESTATES |
| Legal Block | E |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 6901 |
Source: Norfolk City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1041 GEORGETOWN RD, NORFOLK, VA 23502-2746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Dec 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Mar 9, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Feb 1, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSAL MORTGAGE & FINANCE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2009 · Amount on Record |
| Deed Sale | Oct 27, 2009 · Amount on Record |
| Deed Document Number | 200925402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 1041 GEORGETOWN RD, NORFOLK, VA 23502-2746 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0200030693 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 200030693 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 1041 GEORGETOWN RD, NORFOLK, VA 23502-2746 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0200005654 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 200005654 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 1041 GEORGETOWN RD, NORFOLK, VA 23502-2746 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | XPRESS TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 170002277 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 170002277 |
| Name | UNIVERSAL MORTGAGE & FINANCE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,842.00 (+0.76%) | $307,400 (-0.84%) Land $81,400 Building $226,000 | $307,400 (-0.84%) Land $81,400 Building $226,000 |
| 2025 | $3,813.00 (+11.13%) | $310,000 (+12.93%) Land $81,400 Building $228,600 | $310,000 (+12.93%) Land $81,400 Building $228,600 |
| 2023 | $3,431.00 | $274,500 Land $81,400 Building $193,100 | $274,500 Land $81,400 Building $193,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1999–2009) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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