Schenectady County and Rotterdam Town property record for 1041 Gates Dr, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,176 sqft · built 1976 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Apr 2026) |
| Tax Bill | $8,334 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 58.18-1-19 |
| Primary APN | 422800 58.18-1-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 155 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 400 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1041 GATES DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-5627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G2,HBF,FP,ENCPT(L) WESTCT EST 2 - 38 6.-449-15 |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 33002 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 DHARA CT, BALLSTON LAKE, NY 12019-1642 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Jul 26, 2023 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on Record |
| Deed Sale | Apr 13, 2026 · Amount on Record |
| Prior Sale | Jul 26, 2023 · Amount on Record |
| Deed Document Number | 20268257 |
| Deed Book / Page | 2170 / 144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 13, 2026 |
| Property Address | 1041 GATES DR, SCHENECTADY, NY 12306-5627 |
| Document Number | 0000008257 |
| Book / Page | 2170 / 144 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 20268257 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | NORTHWAY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $153,520.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1 DHARA CT, BALLSTON LAKE, NY 12019-1642 |
| Document Number | 0000008258, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 20268258 |
| Name | TRUSTCO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 26, 2023 |
| Property Address | 1041 GATES DR, SCHENECTADY, NY 12306-5627 |
| Document Number | 0000042472 |
| Book / Page | 2112 / 515 |
| Instrument Date | Jul 16, 2023 |
| Instrument | 202342472 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1041 GATES DR, ROTTERDAM, NY 12306-5627 |
| Name | Verified Name |
|---|---|
| Address | 4106 BIXBY CT, CHANTILLY, VA 20151-3431 |
| Investor | Possibly a Property Investor |
| Document Number | 0000042473 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 202342473 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,334.00 (-7.22%) | ||
| 2025 | $8,983.00 | $224,000 (-) Land $27,000 Building $197,000 | $344,600 (+16.93%) Land $41,537 Building $303,063 |
| 2023 | $224,000 (-) Land $27,000 Building $197,000 | $294,700 (+9.19%) Land $35,522 Building $259,178 | |
| 2022 | $224,000 Land $27,000 Building $197,000 | $269,900 Land $32,533 Building $237,367 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures