1041 Garnoa Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1041 Garnoa Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1958
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual Name on File
Tax Bill	$3,131 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0231-0163-00`

Property Details

APN / Parcel Number

Primary APN	`590-0231-0163-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	206 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1041 GARNOA DR
City	CINCINNATI
State	OH
Zip	45231-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARNOA ST 65 X 206.91 IRRLOT 79 WILDBROOK ACS 2ND BLK A
Legal Subdivision	WILDBROOK ACRES
Legal Block	A
Legal Lot Number	79
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2002
Census Tract	22101

Owner

Source: Hamilton County records · APN 590-0231-0163-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1041 GARNOA DR, CINCINNATI, OH 45231-3730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Oct 11, 1996 · Amount on Record
Last Transfer Date	Nov 17, 2020
Transfer Doc	0000120870
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 17, 2020
Property Address	1041 GARNOA DR, CINCINNATI, OH 45231-3730
Document Number	0000120870
Book / Page	014297 / 000698
Instrument Date	Nov 06, 2020
Instrument	120870
Transaction Type	Transfer
Record Updated	Feb 09, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 GARNOA DR CINCINNATI OH 452313730, CINCINNATI, OH 45231-3730

Mortgage

Document Number	120871
Date	Nov 17, 2020
Book Page	014297/000701
Instrument	120871

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,131.00 (+4.47%)	$45,500 (-) Land $10,220 Building $35,280
2024	$2,997.00 (+4.21%)	$45,500 (-) Land $10,220 Building $35,280
2023	$2,876.00 (+23.7%)	$45,500 (+65.29%) Land $10,220 Building $35,280	$130,000 (+65.29%) Land $29,200 Building $100,800
2022	$2,325.00 Homeowner's exemption	$27,528 Land $8,120 Building $19,408
2020			$78,650 Land $23,200 Building $55,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 311 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.