1041 Gables Dr, Prosper, TX 75078 Property Records

Collin County property record for 1041 Gables Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,999 sqft · built 2014
Lot Size	0.289 acres (12,600 sqft)
Owner	Individual Name on Record
Tax Bill	$12,281 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R-10322-00J-0190-1`

Property Details

APN / Parcel Number

Primary APN	`R-10322-00J-0190-1`
Alternative APN	`2686827`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,999 sqft Living Area
Gross Area	4,629 sqft
1st Floor Area	3,072 sqft
2nd Floor Area	927 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	12,600 sqft (0.289 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	361 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2686827
Street Address	1041 GABLES DR
City	PROSPER
State	TX
Zip	75078-8589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW RIDGE PHASE FOUR B (CPR), BLK J, LOT 19
Legal Subdivision	WILLOW RIDGE PHASE FOUR B (CPR)
Legal Phase	4
Legal Block	J
Legal Lot Number	19
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1019
Census Tract	30303

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1041 GABLES DR, PROSPER, TX 75078-8589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMPLIFY CU
Jun 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMPLIFY CU
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 22, 2018	Deed of Trust, Mortgage LEGACY BK/TX
Mar 27, 2018	Warranty Deed, Transfer CORNERSTONE HM LNDG
Mar 27, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2024
Deed Sale	Feb 27, 2024
Prior Sale	Mar 27, 2018
Deed Document Number	2024000021711
Record Updated	Jun 8, 2026

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Feb 27, 2024
Property Address	1041 GABLES DR, PROSPER, TX 75078-8589
Document Number	2024000021711
Map Reference	VOL 2013 PG 24
Instrument Date	Feb 23, 2024
Instrument	2024000021711
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1041 GABLES DR, PROSPER, TX 75078-8589

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 GABLES DR, PROSPER, TX 75078-8589

Mortgage

Document Number	2024000021712
Date	Feb 27, 2024
Instrument	2024000021712

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1041 GABLES DR, PROSPER, TX 75078-8589
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101662
Date	Jun 29, 2022
Instrument	20220629000101662

Lender

Name	AMPLIFY CU
Type	Credit Union
Address	AUSTIN, TX 78727

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1041 GABLES DR, PROSPER, TX 75078-8589
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099964
Date	Jun 27, 2022
Instrument	20220627000099964

Lender

Name	AMPLIFY CU
Type	Credit Union
Address	AUSTIN, TX 78727

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1041 GABLES DR, PROSPER, TX 75078-8589
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000994720
Date	May 17, 2021
Instrument	20210517000994720

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1041 GABLES DR, PROSPER, TX 75078-8589
Document Number	0001231160
Instrument Date	Sep 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 GABLES DR PROSPER TX 750788589, PROSPER, TX 75078-8589

Mortgage

Document Number	0001231160
Date	Oct 2, 2018
Instrument	1231160

Lender

Name	LEGACY BK/TX
Type	Bank
Address	EULESS, TX 76039

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2028

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 27, 2018
Property Address	1041 GABLES DR, PROSPER, TX 75078-8589
Document Number	0000366440
Instrument Date	Mar 23, 2018
Instrument	366440
Transaction Type	Transfer
Record Updated	Apr 5, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1041 GABLES DR PROSPER TX 750788589, PROSPER, TX 75078-8589

Mortgage

Document Number	366450
Date	Mar 27, 2018
Instrument	366450

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 27, 2018
Property Address	1041 GABLES DR, PROSPER, TX 75078-8589
Document Number	0000366430
Instrument Date	Mar 23, 2018
Instrument	366430
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 OAK TREE BLVD #300 INDEPENDENCE OH 441316934, 300, INDEPENDENCE, OH 44131-6934

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$913,502 (-1.76%) Land $220,000 Building $693,502	$913,502 (-1.76%) Land $220,000 Building $693,502
2024	$12,281.00 (+1.88%)
2023		$929,883 Land $220,000 Building $709,883	$929,883 Land $220,000 Building $709,883
2022	$12,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Fiber	1,500 / 1,500
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink, Verizon.

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