St. Joseph County property record for 1041 E Johnson Rd, South Bend, IN 46614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,952 sqft · built 1993 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,575 (Dec 2020) |
| Tax Bill | $3,229 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-08-36-276-029.000-002 |
| Primary APN | 71-08-36-276-029.000-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 3,352 sqft |
| 1st Floor Area | 2,912 sqft |
| Basement Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,200 sqft (0.234 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 882 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1041 E JOHNSON RD |
|---|---|
| City | SOUTH BEND |
| State | IN |
| Zip | 46614-5493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 HERMITAGE SOUTH ESTATES SEC 1 PT 1 |
| Legal Subdivision | HERMITAGE SOUTH ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | CENTRE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 11804 |
1041 E Johnson Rd is owned and occupied by two individuals who bought it in December 2020.
Source: St. Joseph County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1041 E JOHNSON RD, SOUTH BEND, IN 46614-5493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE |
| Dec 4, 2020 | Quit Claim Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE |
| Apr 17, 2019 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2020 · Amount on File |
| Deed Sale | Dec 4, 2020 · Amount on File |
| Prior Sale | Apr 17, 2019 · Amount on File |
| Deed Document Number | 202037900 |
| Prior Transfer Date | Nov 27, 2020 |
| Prior Transfer Doc | 0000037900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 1041 E JOHNSON RD, SOUTH BEND, IN 46614-5493 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002203675 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 2203675 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Dec 4, 2020 |
| Property Address | 1041 E JOHNSON RD, SOUTH BEND, IN 46614-5493 |
| Document Number | 0002037900 |
| Map Reference | DOC 9121918 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 2037900 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1041 E JOHNSON RD, SOUTH BEND, IN 46614-5493 |
| Document Number | 0002037901 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 2037901 |
| Name | NATIONSTAR MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Apr 17, 2019 |
| Property Address | 1041 E JOHNSON RD, SOUTH BEND, IN 46614-5493 |
| Document Number | 0001908174 |
| Map Reference | DOC 9121918 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 1908174 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1041 E JOHNSON RD, SOUTH BEND, IN 46614-5493 |
| Document Number | 0001908175 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 1908175 |
| Name | RUOFF MORTGAGE CO INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Centre Township |
| Municipality | South Bend City |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $269,000 Land $41,400 Building $227,600 | $269,000 Land $41,400 Building $227,600 | |
| 2024 | $3,229.00 (+17.93%) | ||
| 2023 | $2,738.00 (+5.51%) | $228,100 (+5.95%) Land $41,400 Building $186,700 | $228,100 (+5.95%) Land $41,400 Building $186,700 |
| 2022 | $2,595.00 Homeowner's exemption | $215,300 Land $41,400 Building $173,900 | $215,300 Land $41,400 Building $173,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1041 E Johnson Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2008–2016) |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1041 E Johnson Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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