Morgan County property record for 1041 Cooper Ln, Rutledge, GA 30663
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,322 sqft · built 1976 |
| Lot Size | 3.7 acres (161,172 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $424,900 (Feb 2024) |
| Tax Bill | $3,642 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020 028 |
| Primary APN | 020 028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,322 sqft Heated Area |
| 1st Floor Area | 1,322 sqft |
| Basement Area | 1,225 sqft |
| Finished Basement | 1,225 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 161,172 sqft (3.7 acres) |
| Terrain | Rolling |
| Garage Area | 572 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 168 sqft |
| Patio Area | 308 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1826 |
|---|---|
| Street Address | 1041 COOPER LN |
| City | RUTLEDGE |
| State | GA |
| Zip | 30663-2520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | VAN SAYE LOT 12 3.70 ACRES |
| Legal Subdivision | VAN SAYE |
| Legal Phase | 01 |
| Legal Lot Number | 12 |
| Jurisdiction | MORGAN GA |
| Township / Civil Division | RUTLEDGE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10200 |
1041 Cooper Ln is owned and occupied by two individuals who bought it in February 2024.
Source: Morgan County records, as of June 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1041 COOPER LN, RUTLEDGE, GA 30663-2520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2024 | Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK |
| Apr 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2024 · Amount on File |
| Deed Sale | Feb 1, 2024 · Amount on File |
| Prior Sale | Oct 8, 2014 · Amount on File |
| Deed Book / Page | 724 / 980 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN GA |
| Recording Date | Feb 1, 2024 |
| Property Address | 1041 COOPER LN, RUTLEDGE, GA 30663-2520 |
| Document Number | 000724/980 |
| Book / Page | 724 / 980 |
| Instrument Date | Feb 1, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1041 COOPER LN, RUTLEDGE, GA 30663-2520 |
| Document Number | 0000000724/0000000982 |
|---|---|
| Date | Feb 1, 2024 |
| Book Page | 0000000724/0000000982 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN GA |
| Property Address | 1041 COOPER LN, RUTLEDGE, GA 30663-2520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 606/528 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 606/528 |
| Instrument | 001285 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2033 |
The 2025 property tax bill for 1041 Cooper Ln was $3,642 with a homeowner's exemption.
Source: Morgan County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,642.00 Homeowner's exemption | $164,511 Land $29,600 Building $134,911 | $411,277 Land $74,000 Building $337,277 |
| 2023 | $1,851.00 (-2.99%) Homeowner's exemption | $80,764 (+3.54%) Land $10,000 Building $70,764 | $201,909 (+3.54%) Land $25,000 Building $176,909 |
| 2022 | $1,908.00 Homeowner's exemption | $78,000 Land $10,000 Building $68,000 | $195,000 Land $25,000 Building $170,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1041 Cooper Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1041 Cooper Ln is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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