1041 Community Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1041 Community Rd, Schenectady, NY 12303

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 3,129 sqft · built 1953
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$6,271 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 59.20-7-11`

Property Details

APN / Parcel Number

Primary APN	`422800 59.20-7-11`
Alternative APN	`280005902000070110000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,129 sqft Total Area
1st Floor Area	2,292 sqft
Upper Floors Area	837 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Porch	Slab
Porch Area	350 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1041 COMMUNITY RD
City	SCHENECTADY
State	NY
Zip	12303-2602
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	B-1
Legal Description	R,3DM,APT FREDS COMM-48 4.-288-25
Legal Subdivision	MAP ENTITLED FREDS COMMUNITY PLOT
Legal Block	7
Legal Lot Number	11.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2012
Census Tract	32901

Owner

1041 Community Rd, a triplex, is owned and occupied by an individual who acquired it in August 2025.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1041 COMMUNITY RD, SCHENECTADY, NY 12303-2602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · FHA Mortgage SUNMARK FCU
Aug 24, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 16, 2017	Intrafamily Transfer, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2004
Deed Sale	Oct 7, 2004
Prior Sale	Sep 21, 1994 · Amount on File
Deed Book / Page	1689 / 678
Last Transfer Date	Aug 6, 2025
Transfer Doc	0000020455
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1041 COMMUNITY RD, SCHENECTADY, NY 12303-2602
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	FORD & REALE TITLE SVCS LLC, FORD AND REALE TTL SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 COMMUNITY RD, SCHENECTADY, NY 12303-2602

Mortgage

Document Number	0000008745
Date	Mar 5, 2021
Book Page	5075/262
Instrument	202108745

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1041 COMMUNITY RD, SCHENECTADY, NY 12303-2602
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 COMMUNITY RD, SCHENECTADY, NY 12303-2602

Mortgage

Document Number	0000024666
Date	Aug 24, 2020
Book Page	5014/145
Instrument	202024666

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Aug 28, 2047

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 16, 2017
Property Address	1041 COMMUNITY RD, SCHENECTADY, NY 12303-2602
Document Number	0000026863
Book / Page	1965 / 069
Map Reference	MB 1794 PG 900
Instrument Date	Jun 8, 2017
Instrument	201726863
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1041 COMMUNITY RD, 1041, SCHENECTADY, NY 12303-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 COMMUNITY RD, SCHENECTADY, NY 12303-2602

Mortgage

Document Number	0000026864
Date	Jun 16, 2017
Book Page	4767/025
Instrument	201726864

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1041 Community Rd was $6,271, up 1.7% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,271.00 (+1.7%)
2025	$6,166.00	$168,000 Land $9,500 Building $158,500	$258,500 Land $14,618 Building $243,882
2023		$168,000 Land $9,500 Building $158,500	$221,100 Land $12,503 Building $208,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1041 Community Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1041 Community Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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