1041 Clay Ave, Toledo, OH 43608 Property Records

Lucas County property record for 1041 Clay Ave, Toledo, OH 43608

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1939
Lot Size	0.133 acres (5,800 sqft)
Owner	Individual Name on Record
Last Sale	$9,000 (Mar 2018)
Tax Bill	$9,192 (2025)
Deeds & Mortgages	Sep 2025 Transfer May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00821`

Property Details

APN / Parcel Number

Primary APN	`14-00821`
Alternative APN	`02039004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,152 sqft
1st Floor Area	768 sqft
Basement Area	384 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	128 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1041 CLAY AVE
City	TOLEDO
State	OH
Zip	43608-2163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RD6
Legal Description	B F SAWYERS ADDN BLK 40 LOT 3 & W 15 FT LOT4
Legal Subdivision	B F SAWYERS ADDN
Legal Tract	11
Legal Block	40
Legal Lot Number	3,4
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	4
Census Block	4009
Census Tract	1100

Owner

Source: Lucas County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	162 HAUSMAN ST, TOLEDO, OH 43608-2333
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Quit Claim Deed, Transfer Quitclaim
May 14, 2019	Quit Claim Deed, Transfer · Conventional Mortgage RONALD J BIALY
Mar 15, 2018	Grant Deed, Transfer RONALD J BIALY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2018 · Amount on Record
Deed Sale	Mar 15, 2018 · Amount on Record
Deed Document Number	201810502
Last Transfer Date	May 14, 2019
Transfer Doc	0000017516
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 23, 2025
Property Address	1041 CLAY AVE, TOLEDO, OH 43608-2163
Document Number	0000034297
Instrument Date	Sep 22, 2025
Instrument	202509230034297
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 HAUSMAN ST, TOLEDO, OH 43608-2333

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	May 14, 2019
Property Address	1041 CLAY AVE, TOLEDO, OH 43608-2163
Document Number	0000017516
Instrument Date	May 14, 2019
Instrument	17516
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 CLAY AVE TOLEDO OH 436082163, TOLEDO, OH 43608-2163

Mortgage

Document Number	17872
Date	May 14, 2019
Instrument	17872

Lender

Name	RONALD J BIALY
Address	217 HAUSMAN ST, TOLEDO, OH 43608-2334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Mar 15, 2018
Property Address	1041 CLAY AVE, TOLEDO, OH 43608-2163
Document Number	0000010502
Instrument Date	Mar 5, 2018
Instrument	10502
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1041 CLAY AVE TOLEDO OH 436082163, TOLEDO, OH 43608-2163

Mortgage

Document Number	10503
Date	Mar 15, 2018
Instrument	10503

Lender

Name	RONALD J BIALY

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,192.00 (+1,550.27%)	$9,800 (-) Land $2,555 Building $7,245	$28,000 (-) Land $7,300 Building $20,700
2024	$557.00 (-17.48%)	$9,800 (+30.84%) Land $2,555 Building $7,245	$28,000 (+30.84%) Land $7,300 Building $20,700
2023	$675.00 (-3.16%)	$7,490 (-) Land $2,100 Building $5,390
2022	$697.00 Homeowner's exemption	$7,490 Land $2,100 Building $5,390
2021			$21,400 Land $6,000 Building $15,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Amplex Wireless, Spectrum, T-Mobile, Verizon.

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