1041 Chinaberry Dr, Frederick, MD 21703 Property Records

Frederick County property record for 1041 Chinaberry Dr, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,333 sqft · built 1992
Lot Size	0.137 acres (5,950 sqft)
Owner	2 Individual Names on File
Last Sale	$329,900 (Jul 2017)
Tax Bill	$8,063 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-170221`

Property Details

APN / Parcel Number

Primary APN	`02-170221`
Alternative APNs	`2170221` `170221`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,333 sqft Living Area
Gross Area	2,542 sqft
1st Floor Area	1,080 sqft
Basement Area	360 sqft
Finished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,950 sqft (0.137 acres)
Garage Type	Attached
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Deck Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	170221
Street Address	1041 CHINABERRY DR
City	FREDERICK
State	MD
Zip	21703-4087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	LT 4089 SEC 1 PLAT 1 0.1366 ACRES OVERLOOK
Legal Subdivision	OVERLOOK
Legal Lot Number	4089
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2019
Census Tract	750505

Owner

1041 Chinaberry Dr is owned and occupied by two individuals who bought it in July 2017.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1041 CHINABERRY DR, FREDERICK, MD 21703-4087
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on File
Deed Sale	Jul 17, 2017 · Amount on File
Prior Sale	Nov 16, 2007 · Amount on File
Deed Document Number	201711926-0385
Deed Book / Page	11926 / 385
Record Updated	Oct 29, 2026

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 17, 2017
Property Address	1041 CHINABERRY DR, FREDERICK, MD 21703-4087
Document Number	0119260384
Book / Page	011926 / 000384
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	RGS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1041 CHINABERRY DR FREDERICK MD 217034087, FREDERICK, MD 21703-4087

Mortgage

Document Number	119260091
Date	Jul 17, 2017
Book Page	011926/000091

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1041 Chinaberry Dr was $8,063 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,533	$489,800 Land $120,900 Building $368,900
2025	$8,063.00
2023	$6,411.00	$351,767	$436,900 Land $120,900 Building $316,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1041 Chinaberry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 units insured incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1041 Chinaberry Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20