1041 Cathedral Dr, Suffolk, VA 23434 Property Records

Suffolk City property record for 1041 Cathedral Dr, Suffolk, VA 23434

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,752 sqft · built 2019
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Aug 2025)
Tax Bill	$5,690 (2025)
Deeds & Mortgages	Sep 2021 Refinance Jun 2018 Construction Loan + 2 more
APN	`24B*22`

Property Details

APN / Parcel Number

Primary APN	`24B*22`
Alternative APN	`253479400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,752 sqft Living Area
Fireplace	Prefabricated

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	253479400
Street Address	1041 CATHEDRAL DR
City	SUFFOLK
State	VA
Zip	23434-8279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL LOW DENSITY
Legal Description	L.22, KINGS GREENE
Legal Subdivision	KINGS GREENE
Legal Lot Number	22
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2005
Census Tract	75407

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1041 CATHEDRAL DR, SUFFOLK, VA 23434-8279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jun 15, 2018	Deed of Trust, Mortgage · Construction Mortgage THE OLD POINT NATIONAL BANK OF PHOEBUS
Jun 15, 2018	Deed of Trust, Mortgage · Construction Mortgage THE OLD POINT NATIONAL BANK OF PHOEBUS
Jul 10, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Jul 10, 2019 · Amount on Record
Deed Document Number	250009122
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	1041 CATHEDRAL DR, SUFFOLK, VA 23434-8279
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210015903
Date	Sep 1, 2021
Instrument	210015903

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.88%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	1041 CATHEDRAL DR, SUFFOLK, VA 23434-8279
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180006259
Date	Jun 15, 2018
Instrument	180006259

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOEBUS

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	1041 CATHEDRAL DR, SUFFOLK, VA 23434-8279
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180006258
Date	Jun 15, 2018
Instrument	180006258

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOEBUS

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 10, 2019
Property Address	1041 CATHEDRAL DR, SUFFOLK, VA 23434-8279
Document Number	190007301
Instrument Date	Jul 3, 2019
Instrument	190007301
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	VA HOME TITLE & STLMNTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 CATHEDRAL DR, SUFFOLK, VA 23434-8279

Mortgage

Document Number	190007302
Date	Jul 10, 2019
Instrument	190007302

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$489,800 (+2.34%) Land $85,500 Building $404,300
2025	$5,690.00 (+3.19%)	$489,800 (+2.34%) Land $85,500 Building $404,300	$478,600 (+3.32%) Land $85,500 Building $393,100
2024	$5,514.00 (+9.23%)	$478,600 (+3.32%) Land $85,500 Building $393,100
2023	$5,048.00	$463,200 Land $85,500 Building $377,700	$463,200 Land $85,500 Building $377,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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