1041 Buttonwood Dr E, Sugarloaf Key (Summerland Key), FL 33042 Property Records

Monroe County property record for 1041 Buttonwood Dr E, Sugarloaf Key, FL 33042

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 2 ba · 1,302 sqft · built 1986
Lot Size	0.303 acres (13,200 sqft)
Owner	Company Name on Record
Last Sale	$3,100,000 (Jan 2024)
Tax Bill	$11,448 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2024 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`00165950-000000`

Property Details

APN / Parcel Number

Primary APN	`00165950-000000`
Alternative APNs	`11672700165950000000` `1211443`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,302 sqft Living Area
Gross Area	3,924 sqft
1st Floor Area	1,302 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	13,200 sqft (0.303 acres)
View / Lot	Waterfront
Garage Type	Carport
Garage Area	468 sqft
Carport	Carport
Carport Area	468 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	1,068 sqft
Deck Area	16 sqft
Patio Area	16 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1211443
Street Address	1041 BUTTONWOOD DR E
City	SUMMERLAND KEY
State	FL
Zip	33042-3660
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	IS
Legal Description	LT 13 & PT LT 14 SUGARLOAF SHORES PLAT #2 SEC C PB3-53 OR85-225 OR210-524 OR300-154 OR501-789 OR714-688 OR1006-100R/S OR1006-1103 OR1189-855M/R OR1245-1369TR OR1245-1371TR OR1252-2386CTR OR1252-2392CTR OR2346-1914 OR2365-2327C OR2907-1197 OR3173-2483
Legal Range	27E
Legal Township	67S
Legal Section	11
Legal Subdivision	SUGARLOAF SHORES PLAT #2 SEC C
Legal Lot Number	13,14
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1017
Census Tract	971600

Owner

Source: Monroe County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	847 SW 10TH ST, FORT LAUDERDALE, FL 33315-1223
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Jan 11, 2024	Special Warranty Deed, Transfer
Oct 11, 2022	Warranty Deed, Transfer · Balloon Mortgage STUART D MARR TRUST
May 16, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 18, 2018	Warranty Deed, Transfer · Conventional Mortgage ELIOT W III DENAULT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2024 · Amount on Record
Deed Sale	Jan 11, 2024 · Amount on Record
Prior Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	20242447500
Deed Book / Page	3258 / 703
Prior Transfer Date	May 22, 2008
Prior Transfer Doc	0023652327
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1041 BUTTONWOOD DR E, SUGARLOAF KEY, FL 33042
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29687 SARATOGA AVE, BIG PINE KEY, FL 33043-3206

Mortgage

Document Number	0031781108
Date	Jun 9, 2022
Book Page	3178/1108
Instrument	2379086

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 11, 2024
Property Address	1041 BUTTONWOOD DR E, SUGARLOAF KEY, FL 33042
Document Number	0032580703
Book / Page	3258 / 703
Map Reference	MB 3 PG 53
Instrument Date	Jan 2, 2024
Instrument	2447500
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Amount	Amount Recorded
Tax	$21,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14113 NW 8TH ST, SUNRISE, FL 33325-6268

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 SW 10TH ST, FORT LAUDERDALE, FL 33315-1223

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 11, 2022
Property Address	1041 BUTTONWOOD DR E, SUGARLOAF KEY, FL 33042
Document Number	0031970473
Book / Page	3197 / 473
Map Reference	MB 3 PG 53
Instrument Date	Sep 30, 2022
Instrument	2393970
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29687 SARATOGA AVE, 29687, BIG PINE KEY, FL 33043-3206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14113 NW 8TH ST, SUNRISE, FL 33325-6268

Mortgage

Document Number	0003197479
Date	Oct 11, 2022
Instrument	3197/479

Lender

Name	STUART D MARR TRUST
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2023

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 16, 2022
Property Address	1041 BUTTONWOOD DR E, SUGARLOAF KEY, FL 33042
Document Number	0031732483
Book / Page	3173 / 2483
Map Reference	MB 3 PG 53
Instrument Date	May 13, 2022
Instrument	2375760
Transaction Type	Transfer
Record Updated	Jun 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 INDUSTRIAL RD, 127, BIG PINE KEY, FL 33043-3410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29687 SARATOGA AVE, BIG PINE KEY, FL 33043-3206

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 18, 2018
Property Address	1041 BUTTONWOOD DR E, SUGARLOAF KEY, FL 33042
Document Number	0029071197
Book / Page	002907 / 001197
Instrument Date	May 15, 2018
Instrument	2169680
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	127 INDUSTRIAL RD #E BIG PINE KEY FL 330433410, E, BIG PINE KEY, FL 33043-3410

Mortgage

Document Number	29071199
Date	May 18, 2018
Book Page	002907/001199
Instrument	2169681

Lender

Name	ELIOT W III DENAULT
Address	400 AMHERST ST, NASHUA, NH 03063-1241
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 17, 2023

Interest

Rate	5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,448.00 (+2.67%)	$1,257,993 (+4.36%) Land $1,257,993	$1,257,993 (+4.36%) Land $1,257,993
2024	$11,150.00 (+4.64%)
2023	$10,656.00 (+144.07%)	$1,205,399 (+124.86%) Land $1,197,174 Building $8,225	$1,205,399 (+124.86%) Land $1,197,174 Building $8,225
2022	$4,366.00	$536,070 Land $527,845 Building $8,225	$536,070 Land $527,845 Building $8,225

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 537 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	537 in force
Nearby Flood Claims	1,085 (1980–2022)
Claims Outside the SFHA	1 of 1,085
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 256 claims Hurricane Wilma, Oct 2005 · 486 claims Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

1041 Buttonwood Dr E, Sugarloaf Key (Summerland Key), FL 33042 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2024: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Buttonwood Dr E

Nearby Streets

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