1041 Bailey Ave, Niles, MI 49120 Property Records

Cass County property record for 1041 Bailey Ave, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 845 sqft
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Tax Bill	$323 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-020-230-122-00`

Property Details

APN / Parcel Number

Primary APN	`14-020-230-122-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	845 sqft Building Perimeter
1st Floor Area	845 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	16,553 sqft (0.38 acres)
Garage Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1041 BAILEY AVE
City	NILES
State	MI
Zip	49120-3915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. 851 SEC 29 T7S R16W LOT 122 YANKEE HEIGHTS NO 2.
Legal Subdivision	YANKEE HEIGHTS
Legal Lot Number	122
Jurisdiction	CASS MI
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2008
Census Tract	1500

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1041 BAILEY AVE, NILES, MI 49120-3915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION
May 24, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 21, 2018
Transfer Doc	1140/0321
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Recording Date	Jul 8, 2026
Property Address	1041 BAILEY AVE, NILES, MI 49120-3915
Document Number	0000033338
Book / Page	1279 / 292
Instrument Date	Jun 18, 2026
Instrument	202633338
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 BAILEY AVE, NILES, MI 49120-3915

Mortgage

Document Number	0000033338,
Date	Jul 8, 2026
Book Page	1279/292
Instrument	202633338

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 25, 2036

Interest

Rate	6.51%
Max Rate	-1%

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	May 24, 2018
Property Address	1041 BAILEY AVE, NILES, MI 49120-3915
Document Number	1140/0321
Book / Page	1140 / 0321
Instrument Date	May 21, 2018
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1041 BAILEY AVE, 1041, NILES, MI 49120-3915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 BAILEY AVE, NILES, MI 49120-3915

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,000 (+5.57%)	$110,000 (+5.57%)
2025	$323.00 (-59.73%) Homeowner's exemption	$52,100 (+20.88%) Land $52,100	$104,200 (+20.88%) Land $104,200
2024	$802.00 (+21.33%)
2023		$43,100	$86,200
2022	$661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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