Niagara County and Niagara Falls City property record for 1041 92nd St, Niagara Falls, NY 14304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,130 sqft · built 1941 |
| Lot Size | 0.121 acres (5,280 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $206,000 (May 2026) |
| Tax Bill | $4,001 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Nov 2025 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 291100 161.47-3-27 |
| Primary APN | 291100 161.47-3-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,130 sqft Living Area |
| 1st Floor Area | 822 sqft |
| Upper Floors Area | 308 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,280 sqft (0.121 acres) |
| Lot Dimensions | 132 ft deep x 40 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 15/1605. |
|---|---|
| Street Address | 1041 92ND ST |
| City | NIAGARA FALLS |
| State | NY |
| Zip | 14304-2817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-C |
| Legal Description | TM 485 BL H LT 46 R 1 |
| Legal Block | 3 |
| Legal Lot Number | 27.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | NIAGARA FALLS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 22401 |
Source: Niagara County and Niagara Falls City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1260 N FOREST RD, BUFFALO, NY 14221-3262 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 18, 2026 | Warranty Deed, Transfer · VA Mortgage HOMESTEAD FUNDING CORPORATION |
| Nov 6, 2025 | Referee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Nov 6, 2025 · Amount on Record |
| Deed Document Number | 20267193 |
| Prior Transfer Date | Oct 7, 2025 |
| Prior Transfer Doc | 0000007072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | May 18, 2026 |
| Property Address | 1041 92ND ST, NIAGARA FALLS, NY 14304-2817 |
| Document Number | 0000007193 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 20267193 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | TRI CITY TITLE, TRINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $83,224.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1260 N FOREST RD, BUFFALO, NY 14221-3262 |
| Document Number | 0000007194, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 20267194 |
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Referee's Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Nov 6, 2025 |
| Property Address | 1041 92ND ST, NIAGARA FALLS, NY 14304-2817 |
| Document Number | 0000007072 |
| Map Reference | MB 6 PG 564 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 2025-17072 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $328.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3660 HILLVIEW DR, YOUNGSTOWN, NY 14174-1358 |
Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Niagara Falls City |
| Unified School District | Niagara Falls City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,001.00 (+7.7%) | ||
| 2025 | $3,715.00 | $52,500 (-) Land $4,200 Building $48,300 | $116,700 (+11.14%) Land $9,336 Building $107,364 |
| 2024 | $52,500 (-) Land $4,200 Building $48,300 | $105,000 (+8.02%) Land $8,400 Building $96,600 | |
| 2023 | $52,500 Land $4,200 Building $48,300 | $97,200 Land $7,776 Building $89,424 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NIAGARA FALLS WATER BOARD serves 50,193 people · EPA ID NY3100568 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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