1041 90th St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 1041 90th St, Niagara Falls, NY 14304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,482 sqft · built 1928
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Oct 2021)
Tax Bill$5,488 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN291100 161.47-2-67

Property Details

APN / Parcel Number

Primary APN291100 161.47-2-67
Alternative APNs
  • 11001610470002067000
  • 15/0337

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,482 sqft Living Area
1st Floor Area858 sqft
2nd Floor Area624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number15/0337.
Street Address1041 90TH ST
CityNIAGARA FALLS
StateNY
Zip14304-2813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-C
Legal DescriptionTM 475 BL A LOT 39
Legal SubdivisionEAST SIDE OF 90TH STREET
Legal Block2
Legal Lot Number67.000
JurisdictionNIAGARA NY
Township / Civil DivisionNIAGARA FALLS
Census Block Group2
Census Block2002
Census Tract22401

Owner

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1041 90TH ST, NIAGARA FALLS, NY 14304-2813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2021Warranty Deed, Transfer · FHA Mortgage
M & T BANK
Jun 26, 2020Warranty Deed, Transfer · Conventional Mortgage
FIVE STAR BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2021 · Amount on Record
Deed SaleOct 7, 2021 · Amount on Record
Prior SaleJun 26, 2020 · Amount on Record
Deed Document Number202121138
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateOct 7, 2021
Property Address1041 90TH ST, NIAGARA FALLS, NY 14304-2813
Document Number0000001138
Map ReferenceMB 20 PG 1918
Instrument DateSep 10, 2021
Instrument2021-21138
Transaction TypeTransfer
Record UpdatedOct 19, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1041 90TH ST, 1041, NIAGARA FALLS, NY 14304-2813

Transferred To (Grantee/Buyer)

NameVerified Name
Address1635 MICHIGAN AVE, NIAGARA FALLS, NY 14305-2907

Mortgage

Document Number0000001139
DateOct 7, 2021
Instrument2021-21139
Lender
NameM & T BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateJun 26, 2020
Property Address1041 90TH ST, NIAGARA FALLS, NY 14304-2813
Document Number0000009766
Instrument DateJun 16, 2020
Instrument2020-09766
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1041 90TH ST, 1041, NIAGARA FALLS, NY 14304-2813

Transferred To (Grantee/Buyer)

NameVerified Name
Address596 MORGAN DR, LEWISTON, NY 14092-1143

Mortgage

Document Number0000009767
DateJun 26, 2020
Instrument2020-09767
Lender
NameFIVE STAR BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityNiagara Falls City
Unified School DistrictNiagara Falls City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,488.00 (+19.33%)
2025$4,599.00$79,000 (-) Land $4,100 Building $74,900$175,600 (+20.03%) Land $9,113 Building $166,487
2023$79,000 Land $4,100 Building $74,900$146,300 Land $7,593 Building $138,707

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIAGARA FALLS WATER BOARD
serves 50,193 people · EPA ID NY3100568
Water SourceSurface water
Last State InspectionMay 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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