1041 55th St, Oakland (Emeryville), CA 94608 Property Records

Alameda County property record for 1041 55th St, Oakland, CA 94608

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 2,583 sqft · built 1918
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Oct 2021)
Tax Bill	$17,239 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-1187-27`

Property Details

APN / Parcel Number

Primary APN	`13-1187-27`
Alternative APN	`013-1187-027-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,583 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)

Location & Zoning

Street Address	1041 55TH ST
City	EMERYVILLE
State	CA
Zip	94608-3103
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	LOT: 00027 BLK: AR: 0013 PAGE: 1187
Legal Subdivision	PARSONS GOLDEN GATE
Legal Block	B
Legal Lot Number	2
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	400900

Owner

1041 55th St, a triplex, is owned and occupied by an individual who bought it in October 2021.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1041 55TH ST, EMERYVILLE, CA 94608-3103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 4, 2021	Correction Deed, Transfer WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC
Dec 22, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2021 · Amount on File
Deed Sale	Oct 14, 2021 · Amount on File
Prior Sale	Apr 12, 2005 · Amount on File
Deed Document Number	2021341985
Prior Transfer Date	Dec 22, 2020
Prior Transfer Doc	0000000136
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 14, 2021
Property Address	1041 55TH ST, OAKLAND, CA 94608-3103
Document Number	0000341985
Map Reference	MB 9 PG 32A
Instrument Date	Oct 2, 2021
Instrument	2021341985
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$6,198.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 55TH ST, OAKLAND, CA 94608-3103

Mortgage

Document Number	0000341986
Date	Oct 14, 2021
Instrument	2021341986

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 4, 2021
Property Address	1041 55TH ST, OAKLAND, CA 94608-3103
Document Number	0000000136
Instrument Date	Jan 4, 2021
Instrument	136
Transaction Type	Transfer
Record Updated	Mar 17, 2021
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 55TH ST OAKLAND CA 946083103, OAKLAND, CA 94608-3103

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1041 55TH ST, OAKLAND, CA 94608-3103
Document Number	0000000137
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 55TH ST OAKLAND CA 946083103, OAKLAND, CA 94608-3103

Mortgage

Document Number	0000000137
Date	Jan 4, 2021
Instrument	137

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1041 55th St was $17,239 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,111,694 (+1.36%) Land $335,608 Building $783,086
2025	$17,239.00 Homeowner's exemption	$1,096,763 Land $329,029 Building $767,734
2023	$17,378.00 Homeowner's exemption	$1,054,183 Land $316,255 Building $737,928

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1041 55th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1041 55th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber, Sail Internet, Verizon.

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