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1041 38th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1041 38th Ave N, Saint Cloud, MN 56303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 768 sqft · built 1966
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Jun 2022)
Tax Bill$2,600 (2026)
Deeds & MortgagesJul 2023 Transfer
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN82-49432-0000

Property Details

APN / Parcel Number

Primary APN82-49432-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area768 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialMetal
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Width55 ft Width
Garage Area396 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric

Location & Zoning

Street Address1041 38TH AVE N
CitySAINT CLOUD
StateMN
Zip56303-2158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionAND N 15' OF LOT 5 & E2 VACATED N-S ALLEY ADJ SAID LOTS PAN PARK PLACE ADD SECTION 09 TOWNSHIP 124 RANGE 028 PAN PARK PLACE
Legal Range28W
Legal Township124
Legal Section09
Legal SubdivisionPAN PARK PLACE ADD
Legal Block5
Legal Lot Number5
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1005
Census Tract701

Owner

Source: Stearns County records · APN 82-49432-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1041 38TH AVE N, SAINT CLOUD, MN 56303-2158
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2023Transfer on Death Deed, Transfer
Jun 20, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 14, 2022 · Amount on Record
Deed SaleJun 14, 2022 · Amount on Record
Deed Document Number20221425893
Record UpdatedSep 20, 2026

July 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSTEARNS MN
Recording DateJul 27, 2023
Property Address1041 38TH AVE N, SAINT CLOUD, MN 56303-2158
Document Number00A1657052
Instrument DateJul 25, 2023
InstrumentA1657052
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJun 20, 2022
Property Address1041 38TH AVE N, SAINT CLOUD, MN 56303-2158
Document Number00A1634971
Instrument DateJun 14, 2022
InstrumentA1634971
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1041 38TH AVE N, SAINT CLOUD, MN 56303-2158

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,600.00 (+25.36%)$200,200 (-) Land $30,000 Building $170,200$200,200 (-) Land $30,000 Building $170,200
2025$200,200 (+4.22%) Land $30,000 Building $170,200$200,200 (+4.22%) Land $30,000 Building $170,200
2023$2,074.00$192,100 Land $30,000 Building $162,100$192,100 Land $30,000 Building $162,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 99 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
BIF IV Intrepid HoldCo
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSaint Cloud
serves 71,321 people
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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