10409 S State St, Chicago, IL 60628 Property Records

Cook County property record for 10409 S State St, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,323 sqft · built 1913
Lot Size	0.075 acres (3,267 sqft)
Owner	Individual Name on Record
Last Sale	$50,500 (Mar 2021)
Tax Bill	$989 (2023)
Deeds & Mortgages	Jul 2022 Construction Loan Mar 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`25-15-110-004`

Property Details

APN / Parcel Number

Primary APN	`25-15-110-004`
Alternative APN	`25-15-110-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1915
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,267 sqft (0.075 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10409 S STATE ST
City	CHICAGO
State	IL
Zip	60628-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(PENSHORNS) ADD TO (PULLMAN) SUB OF LT1 BLK 1&W 590.8 5FT OF LT1 BLK 2 SUB OF LT 1 SUB LTS 4-8 ASSESSORS DIV OF WH NW WH SW S
Legal Range	14E
Legal Township	37N
Legal Section	15
Legal Subdivision	PENSHORNS ADD TO PULLMAN
Legal Block	1,2
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2013
Census Tract	490902

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10409 S STATE ST, CHICAGO, IL 60628-2636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Construction Mortgage ENVISION FUNDING SOLUTIONS LLC
Mar 29, 2021	Warranty Deed, Construction Loan · Construction Mortgage ENVISION FUNDING SOLUTIONS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Deed Document Number	202110069
Prior Transfer Date	Feb 28, 2018
Prior Transfer Doc	0000057020
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10409 S STATE ST, CHICAGO, IL 60628-2636
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0018701219
Date	Jul 6, 2022
Instrument	2218701219

Lender

Name	ENVISION FUNDING SOLUTIONS LLC
Type	Non-Lending Institution
Address	NEW YORK, NY 10022

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2052

March 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 29, 2021
Property Address	10409 S STATE ST, CHICAGO, IL 60628-2636
Document Number	0008810069
Instrument Date	Mar 10, 2021
Instrument	2108810069
Transaction Type	Construction Loan
Record Updated	Jul 11, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$50.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18740 WELCH WAY, COUNTRY CLUB HILLS, IL 60478-4406
Investor	Possibly a Property Investor

Mortgage

Document Number	0008810071
Date	Mar 29, 2021
Instrument	2108810071

Lender

Name	ENVISION FUNDING SOLUTIONS LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 10, 2022

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,400 (+36.81%) Land $1,960 Building $4,440	$64,000 (+36.81%) Land $19,600 Building $44,400
2023	$989.00 (+2.49%)
2022	$965.00 Homeowner's exemption Senior Citizen's exemption	$4,678 (-) Land $3,103 Building $1,575	$46,780 (-) Land $31,030 Building $15,750
2021	Homeowner's exemption Senior Citizen's exemption	$4,678 Land $3,103 Building $1,575	$46,780 Land $31,030 Building $15,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2000–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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