10409 Rutgers Ct, Cypress, CA 90630 Property Records

Orange County property record for 10409 Rutgers Ct, Cypress, CA 90630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,327 sqft · built 1964
Lot Size	0.024 acres (1,044 sqft)
Owner	2 Company Names on File
Last Sale	$370,000 (Sep 2013)
Tax Bill	$5,654 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jul 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`242-014-04`

Property Details

APN / Parcel Number

Primary APN	`242-014-04`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,327 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	1,044 sqft (0.024 acres)
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10409 RUTGERS CT
City	CYPRESS
State	CA
Zip	90630-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5166 BLK LOT 70 TR 5166 LOT 70 TOGETHER WITH AN UND 1/139 INT IN
Legal Subdivision	TR 5166
Legal Tract	5166
Legal Lot Number	70
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	3
Census Block	3015
Census Tract	110106

Owner

10409 Rutgers Ct is owned by a company that bought it in September 2013.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Company Names on File
Mailing Address	10409 RUTGERS CT, CYPRESS, CA 90630-4229
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2013 · Amount on File
Deed Sale	Sep 10, 2013 · Amount on File
Deed Document Number	2013527571
Prior Transfer Date	Dec 14, 2006
Prior Transfer Doc	0000076645
Record Updated	Oct 29, 2026

June 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 15, 2026
Property Address	10409 RUTGERS CT, CYPRESS, CA 90630-4229
Document Number	0000172517
Instrument Date	Jun 13, 2026
Instrument	2026172517
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	10409 RUTGERS CT, CYPRESS, CA 90630-4229

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10409 RUTGERS CT, CYPRESS, CA 90630-4229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000330855
Date	Jul 13, 2020
Instrument	2020000330855

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10409 Rutgers Ct was $5,654.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Unified School District	Los Alamitos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$462,635 (+2%) Land $401,164 Building $61,471
2025	$5,654.00	$453,564 Land $393,298 Building $60,266
2023	$5,390.00 (+0.54%)	$435,952 Land $378,025 Building $57,927
2022	$5,361.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10409 Rutgers Ct in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10409 Rutgers Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile.

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