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10409 Monarch Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 10409 Monarch Rd, Roscoe, IL 61073

Property Summary

Property TypeQuadplex
Details9 bd · 7 ba · 2,448 sqft · built 2004
Lot Size0.39 acres (16,988 sqft)
OwnerCompany Name on File
Last Sale$2,964,000 (Aug 2018)
Tax Bill$10,709 (2025)
Deeds & MortgagesAug 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN08-06-228-003

Property Details

APN / Parcel Number

Primary APN08-06-228-003
Alternative APN
  • 806228003

Interior

Bedrooms9 Beds
Full Baths7 Baths
Total Rooms17 Rooms
Units4 Units
Stories2 Stories
Building Area2,448 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleQuadruplex
Lot Area16,988 sqft (0.39 acres)
Garage Area1,638 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address10409 MONARCH RD
CityROSCOE
StateIL
Zip61073-8886
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Local Zoning CodeRM - MULT
Legal DescriptionCLEARWING NO 2 PT NE1/4 SEC 6-45-2 LOT59
Legal Range2
Legal Township45
Legal Section6
Legal SubdivisionCLEARWING 2
Legal Lot Number59
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group3
Census Block3033
Census Tract3801

Owner

10409 Monarch Rd, a quadplex, is owned by a company that bought it in August 2018.

Source: Winnebago County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address6801 SPRING CREEK RD, 3, ROCKFORD, IL 61114-7420
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2018 · Amount on File
Deed SaleAug 28, 2018 · Amount on File
Prior SaleAug 28, 2018 · Amount on File
Deed Document Number20181024811
Record UpdatedOct 29, 2026

August 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionWINNEBAGO IL
Recording DateAug 28, 2018
Property Address10409 MONARCH RD, ROSCOE, IL 61073-8886
Document Number0001024811
Instrument DateAug 20, 2018
Instrument1024811
Transaction TypeTransfer
Record UpdatedSep 18, 2018
Title CompanySECURITY FIRST TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,446.00
Amount AccuracyConfirmed
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6801 SPRING CREEK RD ROCKFORD IL 611147420, ROCKFORD, IL 61114-7420

Mortgage

Document Number1024812
DateAug 28, 2018
Instrument1024812
Lender
NameCENTRAL BK/IL
TypeBank
Address340 MAY MART DR, ROCHELLE, IL 61068-1797
Agreement
TypeLine of Credit
AmountAmount on Record
Term84 Months
DueAug 27, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10409 Monarch Rd was $10,709.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
MunicipalityRoscoe Village
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictRockton School District 140 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,709.00$139,190 Land $17,780 Building $121,410$417,570 Land $53,340 Building $364,230
2022$95,735 Land $13,322 Building $82,413$287,205 Land $39,966 Building $247,239

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10409 Monarch Rd in Zone X, an area of minimal flood risk, though there have been 76 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims76 (1978–2019)
Claims Outside the SFHA4 of 76
Most Recent ClaimOct 2019 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10409 Monarch Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH PARK PWD
serves 35,580 people · EPA ID IL2015500
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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