Worcester County property record for 10409 Jones Rd, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,248 sqft · built 1971 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Aug 2025) |
| Tax Bill | $2,486 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-009335 |
| Primary APN | 03-009335 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Total Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 211 ft deep x 119 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 009335 |
|---|---|
| Street Address | 10409 JONES RD |
| City | BERLIN |
| State | MD |
| Zip | 21811-3201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | 119.5' X 211.08' NORTH SIDE JONES ROAD NORTH OF BERLIN |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 6, NORTHERN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 950900 |
10409 Jones Rd is owned by two individuals who bought it in August 2025.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 368 DUELING WAY, BERLIN, MD 21811-2594 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Line of Credit CALVIN B TAYLOR BANKING CO OF BERLIN MD |
| May 13, 2020 | Deed, Transfer · Commercial Mortgage CALVIN B TAYLOR BANKING CO OF BERLI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2025 · Amount on File |
| Deed Sale | Aug 15, 2025 · Amount on File |
| Prior Sale | May 13, 2020 · Amount on File |
| Deed Book / Page | 8993 / 404 |
| Prior Transfer Date | Sep 23, 2012 |
| Prior Transfer Doc | 0059800455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 10409 JONES RD, BERLIN, MD 21811-3201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP |
| Name | Verified Name |
|---|---|
| Address | 368 DUELING WAY, BERLIN, MD 21811-2594 |
| Document Number | 0090230412 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 9023/412 |
| Name | CALVIN B TAYLOR BANKING CO OF BERLIN MD |
|---|---|
| Type | Bank |
| Address | BERLIN, MD 21811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | May 13, 2020 |
| Property Address | 10409 JONES RD, BERLIN, MD 21811-3201 |
| Document Number | 0076580494 |
| Book / Page | 7658 / 494 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10409 JONES RD, BERLIN, MD 21811-3201 |
| Document Number | 0007658498 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 7658/498 |
| Name | CALVIN B TAYLOR BANKING CO OF BERLI |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 10409 Jones Rd was $2,486, up 48.9% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,486.00 (+48.86%) | $257,967 (+9.94%) | $281,300 (-) Land $136,300 Building $145,000 |
| 2025 | $1,670.00 Homeowner's exemption | $234,633 | $281,300 Land $136,300 Building $145,000 |
| 2023 | $1,500.00 Homeowner's exemption | $189,333 | $211,300 Land $79,800 Building $131,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10409 Jones Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10409 Jones Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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