Montgomery County property record for 10409 Hemley Ln, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,638 sqft · built 1950 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | Individual Name on File |
| Last Sale | $357,000 (Nov 2018) |
| Tax Bill | $5,457 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01097314 |
| Primary APN | 13-01097314 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,638 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,097 sqft (0.117 acres) |
| Porch | Open Porch |
| Porch Area | 201 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01097314 |
|---|---|
| Street Address | 10409 HEMLEY LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-3819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | PAINES ADD CAMERON H GTS |
| Legal Subdivision | CAMERON HGHTS PAINES ADD |
| Legal Block | A |
| Legal Lot Number | 8 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 703902 |
Source: Montgomery County records · APN 13-01097314
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10409 HEMLEY LN, SILVER SPRING, MD 20902-3819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Nov 21, 2018 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 21, 2018 · Amount on Record |
| Deed Sale | Nov 21, 2018 · Amount on Record |
| Prior Sale | Feb 26, 2009 · Amount on Record |
| Deed Book / Page | 56899 / 169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10409 HEMLEY LN, SILVER SPRING, MD 20902-3819 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10409 HEMLEY LN, SILVER SPRING, MD 20902-3819 |
| Document Number | 0647850339 |
|---|---|
| Date | Dec 09, 2021 |
| Book Page | 64785/339 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10409 HEMLEY LN, SILVER SPRING, MD 20902-3819 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0584590326 |
|---|---|
| Date | Nov 08, 2019 |
| Book Page | 58459/326 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 21, 2018 |
| Property Address | 10409 HEMLEY LN, SILVER SPRING, MD 20902-3819 |
| Document Number | 0568990169 |
| Book / Page | 56899 / 169 |
| Map Reference | MB36 PL2489 |
| Instrument Date | Oct 22, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | HERITAGE TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,355.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5306 IROQUOIS RD, BETHESDA, MD 20816-3103 |
| Document Number | 0056899177 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 56899/177 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $416,600 (+3.37%) | $443,800 (+10.12%) Land $190,000 Building $253,800 | |
| 2025 | $5,457.00 (+44.33%) | $403,000 (+10.37%) Land $190,000 Building $213,000 | $403,000 (-) Land $190,000 Building $213,000 |
| 2023 | $365,133 (+5.47%) | $403,000 (+16.41%) Land $190,000 Building $213,000 | |
| 2022 | $3,781.00 | $346,200 Land $190,000 Building $156,200 | $346,200 Land $190,000 Building $156,200 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
May also be available: T-Mobile USA.
Based on FCC filings for 676 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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