10409 Georgetown Rd, Berlin, MD 21811 Property Records

Worcester County property record for 10409 Georgetown Rd, Berlin, MD 21811

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,008 sqft · built 1997
Lot Size1.07 acres (46,609 sqft)
Owner2 Individual Names on Record
Last Sale$82,000 (Dec 1997)
Tax Bill$1,893 (2026)
Deeds & MortgagesAug 2018 Line of Credit
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN03-008738

Property Details

APN / Parcel Number

Primary APN03-008738
Alternative APN
  • 008738

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Total Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area46,609 sqft (1.07 acres)
PorchSlab
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number008738
Street Address10409 GEORGETOWN RD
CityBERLIN
StateMD
Zip21811-3158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionLOT 3 1.072 ACS NW SIDE GEORGETOWN RD PL LUTHER DENNIS SUBDIV
Legal SubdivisionLUTHER DENNIS SUB
Legal Lot Number3
JurisdictionWORCESTER MD
Township / Civil Division6, NORTHERN
Census Block Group2
Census Block2018
Census Tract950900

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10409 GEORGETOWN RD, BERLIN, MD 21811-3158
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Mar 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 1997 · Amount on Record
Deed SaleDec 31, 1997 · Amount on Record
Prior SaleApr 2, 1997 · Amount on Record
Deed Document Number1997309277
Deed Book / Page2468 / 467
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address10409 GEORGETOWN RD, BERLIN, MD 21811-3158
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072640255
DateAug 9, 2018
Book Page7264/255
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 18, 2048

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address10409 GEORGETOWN RD, BERLIN, MD 21811-3158
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0083350178
DateMar 16, 2022
Book Page8335/178
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,893.00 (+1.12%) Homeowner's exemption$253,300 (+26.95%)$271,500 (+25.17%) Land $120,100 Building $151,400
2025$1,872.00 (+10.12%) Homeowner's exemption
2023$1,700.00 Homeowner's exemption$199,533$216,900 Land $80,100 Building $136,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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