10409 Fox Ave, Fairdale, KY 40118 Property Records

Louisville/Jefferson County Metro Government property record for 10409 Fox Ave, Fairdale, KY 40118

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,654 sqft · built 1988
Lot Size0.592 acres (25,788 sqft)
Owner2 Individual Names on File
Last Sale$232,000 (Aug 2019)
Tax Bill$3,169 (2025)
Deeds & MortgagesSep 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24105106900000

Property Details

APN / Parcel Number

Primary APN24105106900000
Alternative APNs
  • 105106900000
  • 00262897

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,654 sqft Finished Area
Basement Area1,054 sqft
Finished Basement674 sqft
FlooringCovered
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area25,788 sqft (0.592 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00262897
Street Address10409 FOX AVE
CityFAIRDALE
StateKY
Zip40118-9424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDENTIAL SINGLE FAM
Legal Description.592 AC
Legal Subdivision2A
Legal Lot Number690
JurisdictionJEFFERSON KY
Township / Civil DivisionPOND CREEK
Census Block Group1
Census Block1038
Census Tract12001

Owner

10409 Fox Ave is owned and occupied by two individuals who bought it in August 2019.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record2 Individual Names on File
Mailing Address10409 FOX AVE, FAIRDALE, KY 40118-9424
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2020Deed of Trust, Mortgage · Conventional with PMI
BEACON CMNTY CU
Aug 14, 2019Warranty Deed, Transfer · Conventional with PMI
BEACON CMNTY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2019 · Amount on File
Deed SaleAug 14, 2019 · Amount on File
Prior SaleMar 5, 2002 · Amount on File
Deed Document Number0011480601
Deed Book / Page11480 / 601
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address10409 FOX AVE, FAIRDALE, KY 40118-9424
Document Number0168200330
Instrument DateSep 10, 2020
Transaction TypeMortgage
Record UpdatedOct 7, 2020
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10409 FOX AVE FAIRDALE KY 401189424, FAIRDALE, KY 40118-9424

Mortgage

Document Number0168200330
DateSep 21, 2020
Book Page016820/000330
Instrument199988
Lender
NameBEACON CMNTY CU
TypeCredit Union
AddressLOUISVILLE, KY 40214
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 20, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateAug 14, 2019
Property Address10409 FOX AVE, FAIRDALE, KY 40118-9424
Document Number0114800601
Book / Page011480 / 000601
Instrument DateAug 8, 2019
Instrument188316
Transaction TypeTransfer
Record UpdatedAug 26, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$232.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10409 FOX AVE FAIRDALE KY 401189424, FAIRDALE, KY 40118-9424

Mortgage

Document Number160870068
DateAug 14, 2019
Book Page016087/000068
Instrument188317
Lender
NameBEACON CMNTY CU
TypeCredit Union
AddressLOUISVILLE, KY 40214
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10409 Fox Ave was $3,169.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,169.00$304,460 Land $28,560 Building $275,900
2024$304,460 (+31.23%) Land $28,560 Building $275,900
2023$2,547.00 (-0.35%)$232,000 (-) Land $15,000 Building $217,000$232,000 (-) Land $15,000 Building $217,000
2022$2,556.00$232,000 Land $15,000 Building $217,000$232,000 Land $15,000 Building $217,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10409 Fox Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims10 (1997–2025)
Most Recent ClaimFeb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 3 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10409 Fox Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
T-Mobile
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
BluegrassNet
Fixed Wireless
100 / 100

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