10409 Ebbets Rd, Charlotte, NC 28273 Property Records

Mecklenburg County property record for 10409 Ebbets Rd, Charlotte, NC 28273

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,343 sqft · built 2017
Lot Size0.183 acres (7,995 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Jan 2018)
Tax Bill$5,517 (2023)
Deeds & MortgagesMay 2022 Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN199-206-60

Property Details

APN / Parcel Number

Primary APN199-206-60

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,343 sqft Heated Area

Exterior

Year BuiltBuilt 2017
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area7,995 sqft (0.183 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number199-206-60
Street Address10409 EBBETS RD
CityCHARLOTTE
StateNC
Zip28273-4358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL146 M60-599
Legal SubdivisionVICTORIA/ABERDEEN SUB MAP 5
Legal Lot Number146
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2015
Census Tract5923

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10409 EBBETS RD, CHARLOTTE, NC 28273-4358
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Mar 23, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Jun 7, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Jan 31, 2018Special Warranty Deed, Transfer · FHA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2018 · Amount on Record
Deed SaleJan 31, 2018 · Amount on Record
Deed Document Number0003243897
Deed Book / Page32438 / 97
Record UpdatedJun 7, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10409 EBBETS RD, CHARLOTTE, NC 28273-4358
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073652
DateMay 13, 2022
Book Page37338/736
Instrument2022073652
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10409 EBBETS RD, CHARLOTTE, NC 28273-4358
Document Number0000044480
Instrument DateMar 23, 2020
Transaction TypeMortgage
Record UpdatedMay 11, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address10409 EBBETS RD CHARLOTTE NC 282734358, CHARLOTTE, NC 28273-4358

Mortgage

Document Number0000044480
DateMar 30, 2020
Book Page034419/000359
Instrument44480
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 29, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10409 EBBETS RD, CHARLOTTE, NC 28273-4358
Document Number0000071309
Instrument DateJun 7, 2019
Transaction TypeMortgage
Record UpdatedJul 17, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10409 EBBETS RD CHARLOTTE NC 282734358, CHARLOTTE, NC 28273-4358

Mortgage

Document Number0000071309
DateJun 11, 2019
Book Page033577/000502
Instrument71309
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueJun 10, 2044

January 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 31, 2018
Property Address10409 EBBETS RD, CHARLOTTE, NC 28273-4358
Document Number0000011703
Book / Page32438 / 097
Instrument DateJan 31, 2018
Instrument2018011703
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11230 CARMEL COMMONS BLVD, 11230, CHARLOTTE, NC 28226-3920

Transferred To (Grantee/Buyer)

NameVerified Name
Address10409 EBBETS RD, CHARLOTTE, NC 28273-4358

Mortgage

Document Number0000011704
DateJan 31, 2018
Instrument2018011704
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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