Payne County property record for 10409 E 3rd, Stillwater, OK 74075 · Last verified February 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,933 sqft Living Area |
| Lot Size | 330,185 sqft (7.57 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2019) |
| Tax Bill | $2,473.00 (2025) |
| Primary APN | 19N04E-18-2-00000-000-0261 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,933 sqft Living Area |
| 1st Floor | 1,933 sqft 1st Floor |
| Stories | 1 Stories |
| Storm Shelter | Storm Shelter |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 330,185 sqft (7.57 acres) |
| Garage Type | Carport Garage |
| Carport | Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 800 sqft Shed |
| Patio Area | 400 sqft Patio |
| Porch | Covered Porch |
| Porch Area | 231 sqft Porch |
| Utility Building | 1,500 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 50225 |
|---|---|
| Street Address | 10409 E 3RD |
| City | STILLWATER |
| State | OK |
| Zip | 74075-8802 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | 18-19N-04E B-261 (7.58ACM/L) BEG 1391.37'S NE/C SE/4; W-698.24' S-357.15' E-314.93' S-203.23' E-393.99' N-560.84' POB |
| Legal Range | 04E |
| Legal Township | 19N |
| Legal Section | 18 |
| Legal Lot Number | 261 |
| Jurisdiction | PAYNE OK |
| Minor Civil Division | STILLWATER |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 11101 |
Source: Payne County records · APN 19N04E-18-2-00000-000-0261
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10409 E 3RD, STILLWATER, OK 74075-8802 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 04, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) EXCHANGE BANK & TRUST CO |
| Dec 12, 2019 | Warranty Deed, Transfer · Building or Construction Mortgage BANCFIRST |
| Dec 12, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 12, 2019 · Amount on Record |
| Deed Sale | Dec 12, 2019 · Amount on Record |
| Prior Sale | Dec 12, 2019 |
| Deed Doc Number | 2019-013263 |
| Deed Book / Page | 2540 / 0400 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 10409 E 3RD, STILLWATER, OK 74075-8802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024080396 |
|---|---|
| Date | Aug 04, 2017 |
| Book Page | 2408/0396 |
| Instrument | 2017-009507 |
| Name | EXCHANGE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74074 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | May 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Margin | 4 |
| Max Rate | 12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Dec 12, 2019 |
| Property Address | 10409 E 3RD, STILLWATER, OK 74075-8802 |
| Document Number | 0025400400 |
| Book / Page | 002540 / 000400 |
| Instrument Date | Dec 03, 2019 |
| Instrument | 13263 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2020 |
| Title Company | OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $323.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 10409 E 3RD STILLWATER OK 740758802, STILLWATER, OK 74075-8802 |
| Document Number | 25400402 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 002540/000402 |
| Instrument | 13264 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74076 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 11, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Dec 12, 2019 |
| Property Address | 10409 E 3RD, STILLWATER, OK 74075-8802 |
| Document Number | 0025400398 |
| Book / Page | 002540 / 000398 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 13262 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10409 E 3RD STILLWATER OK 740758802, STILLWATER, OK 74075-8802 |
Source: Payne County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Stillwater Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,473.00 (+1.48%) | $24,480 (-) Land $2,557 Building $21,923 | |
| 2024 | $2,437.00 (+3.57%) | $24,480 (+3%) Land $2,557 Building $21,923 | $236,370 (+0.49%) Land $24,690 Building $211,680 |
| 2023 | $2,353.00 (+2.08%) | $23,767 (+3%) Land $2,494 Building $21,273 | $235,210 (+7.69%) Land $24,690 Building $210,520 |
| 2022 | $2,305.00 | $23,075 Land $2,608 Building $20,467 | $218,410 Land $24,690 Building $193,720 |
Source: FEMA National Flood Hazard Layer, Payne County (40119C), updated January 22, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 85% of the US · above 70% of Oklahoma |
|---|---|
| Wildfire Likelihood | About 1 in 118 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures