Pinellas County property record for 10409 116th Ter, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,173 sqft · built 1956 |
| Lot Size | 0.138 acres (6,029 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Sep 2023) |
| Tax Bill | $4,721 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-0548-8 |
| Primary APN | C62-000-750-0548-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,173 sqft Living Area |
| Gross Area | 1,319 sqft |
| 1st Floor Area | 1,173 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,029 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 146 sqft |
| Deck Area | Deck Area |
| Patio Area | 171 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R114138 |
|---|---|
| Street Address | 10409 116TH TER |
| City | LARGO |
| State | FL |
| Zip | 33773-2421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | ORANGE LAKE VILLAGE BLK 14, LOT 27 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 10 |
| Legal Subdivision | ORANGE LAKE VILLAGE |
| Legal Tract | 64314 |
| Legal Block | 14 |
| Legal Lot Number | 27 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 25115 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10409 116TH TER, LARGO, FL 33773-2421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 12, 2023 | Special Warranty Deed, Transfer AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Apr 13, 2023 | Warranty Deed, Transfer AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Nov 4, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2023 · Amount on Record |
| Deed Sale | Sep 7, 2023 · Amount on Record |
| Prior Sale | Apr 13, 2023 · Amount on Record |
| Deed Document Number | 2023230314 |
| Deed Book / Page | 22556 / 1975 |
| Prior Transfer Date | Nov 1, 2022 |
| Prior Transfer Doc | 0222550385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 7, 2023 |
| Property Address | 10409 116TH TER, LARGO, FL 33773-2421 |
| Document Number | 0225561975 |
| Book / Page | 22556 / 1975 |
| Map Reference | MB 36 PG 65-67 |
| Instrument Date | Sep 5, 2023 |
| Instrument | 2023230314 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2840 W BAY DR # DR145, DR145, BELLEAIR BLUFFS, FL 33770-2620 |
| Name | Verified Name |
|---|---|
| Address | 10406 116TH TER, LARGO, FL 33773-2420 |
| Document Number | 0225561977 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 22556/1977 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 12, 2023 |
| Property Address | 10409 116TH TER, LARGO, FL 33773-2421 |
| Document Number | 0224051475 |
| Book / Page | 22405 / 1475 |
| Map Reference | MB 36 PG 65-67 |
| Instrument Date | Apr 5, 2023 |
| Instrument | 2023094897 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2023 |
| Title Company | AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 EQUITY WAY, WESTLAKE, OH 44145-1050 |
| Name | Verified Name |
|---|---|
| Address | 2840 W BAY DR # 145, 145, BELLEAIR BLUFFS, FL 33770-2620 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 13, 2023 |
| Property Address | 10409 116TH TER, LARGO, FL 33773-2421 |
| Document Number | 0224061898 |
| Book / Page | 22406 / 1898 |
| Map Reference | MB 36 PG 65-67 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 2023096000 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Title Company | AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $759.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48201 TRACER TRL, HILLIARD, FL 32046-6441 |
| Name | Verified Name |
|---|---|
| Address | 1971 W LUMSDEN RD # 326, 326, BRANDON, FL 33511-8820 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 4, 2022 |
| Property Address | 10409 116TH TER, LARGO, FL 33773-2421 |
| Document Number | 0222550385 |
| Book / Page | 22255 / 385 |
| Map Reference | MB 36 PG 65-67 |
| Instrument Date | Nov 1, 2022 |
| Instrument | 2022322644 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48201 TRACER TRL, 48201, HILLIARD, FL 32046-6441 |
| Name | Verified Name |
|---|---|
| Address | 37060 NEACHELLE LN, HILLIARD, FL 32046-7867 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,721.00 (+4.45%) Homeowner's exemption | $296,487 (+89.4%) Land $108,628 Building $187,859 | $296,487 (+89.4%) Land $108,628 Building $187,859 |
| 2024 | $4,520.00 (+86.31%) | ||
| 2023 | $2,426.00 (+10.78%) | $156,543 (+15.54%) | $156,543 (+15.54%) Land $129,388 Building $27,155 |
| 2022 | $2,190.00 | $135,488 | $135,488 Land $115,580 Building $19,908 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1982–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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