10409 116th Ter, Largo, FL 33773 Property Records

Pinellas County property record for 10409 116th Ter, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,173 sqft · built 1956
Lot Size0.138 acres (6,029 sqft)
OwnerIndividual Name on Record
Last Sale$370,000 (Sep 2023)
Tax Bill$4,721 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Apr 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-750-0548-8

Property Details

APN / Parcel Number

Primary APNC62-000-750-0548-8
Alternative APNs
  • 10-30-15-64314-014-0270
  • 301510643140140270
  • 153010643140140270
  • R114138

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,173 sqft Living Area
Gross Area1,319 sqft
1st Floor Area1,173 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1963
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,029 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide

Exterior Amenities

PorchSlab
Porch Area146 sqft
Deck AreaDeck Area
Patio Area171 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR114138
Street Address10409 116TH TER
CityLARGO
StateFL
Zip33773-2421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionORANGE LAKE VILLAGE BLK 14, LOT 27
Legal Range15E
Legal Township30S
Legal Section10
Legal SubdivisionORANGE LAKE VILLAGE
Legal Tract64314
Legal Block14
Legal Lot Number27
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group2
Census Block2015
Census Tract25115

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10409 116TH TER, LARGO, FL 33773-2421
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 12, 2023Special Warranty Deed, Transfer
AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION
Apr 13, 2023Warranty Deed, Transfer
AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION
Nov 4, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2023 · Amount on Record
Deed SaleSep 7, 2023 · Amount on Record
Prior SaleApr 13, 2023 · Amount on Record
Deed Document Number2023230314
Deed Book / Page22556 / 1975
Prior Transfer DateNov 1, 2022
Prior Transfer Doc0222550385
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 7, 2023
Property Address10409 116TH TER, LARGO, FL 33773-2421
Document Number0225561975
Book / Page22556 / 1975
Map ReferenceMB 36 PG 65-67
Instrument DateSep 5, 2023
Instrument2023230314
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2840 W BAY DR # DR145, DR145, BELLEAIR BLUFFS, FL 33770-2620

Transferred To (Grantee/Buyer)

NameVerified Name
Address10406 116TH TER, LARGO, FL 33773-2420

Mortgage

Document Number0225561977
DateSep 7, 2023
Instrument22556/1977
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

April 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPINELLAS FL
Recording DateApr 12, 2023
Property Address10409 116TH TER, LARGO, FL 33773-2421
Document Number0224051475
Book / Page22405 / 1475
Map ReferenceMB 36 PG 65-67
Instrument DateApr 5, 2023
Instrument2023094897
Transaction TypeTransfer
Record UpdatedApr 24, 2023
Title CompanyAMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

AmountAmount Recorded
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 EQUITY WAY, WESTLAKE, OH 44145-1050

Transferred To (Grantee/Buyer)

NameVerified Name
Address2840 W BAY DR # 145, 145, BELLEAIR BLUFFS, FL 33770-2620

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateApr 13, 2023
Property Address10409 116TH TER, LARGO, FL 33773-2421
Document Number0224061898
Book / Page22406 / 1898
Map ReferenceMB 36 PG 65-67
Instrument DateApr 4, 2023
Instrument2023096000
Transaction TypeTransfer
Record UpdatedApr 26, 2023
Title CompanyAMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

AmountAmount Recorded
Tax$759.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address48201 TRACER TRL, HILLIARD, FL 32046-6441

Transferred To (Grantee/Buyer)

NameVerified Name
Address1971 W LUMSDEN RD # 326, 326, BRANDON, FL 33511-8820

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateNov 4, 2022
Property Address10409 116TH TER, LARGO, FL 33773-2421
Document Number0222550385
Book / Page22255 / 385
Map ReferenceMB 36 PG 65-67
Instrument DateNov 1, 2022
Instrument2022322644
Transaction TypeTransfer
Record UpdatedDec 9, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address48201 TRACER TRL, 48201, HILLIARD, FL 32046-6441

Transferred To (Grantee/Buyer)

NameVerified Name
Address37060 NEACHELLE LN, HILLIARD, FL 32046-7867

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,721.00 (+4.45%) Homeowner's exemption$296,487 (+89.4%) Land $108,628 Building $187,859$296,487 (+89.4%) Land $108,628 Building $187,859
2024$4,520.00 (+86.31%)
2023$2,426.00 (+10.78%)$156,543 (+15.54%)$156,543 (+15.54%) Land $129,388 Building $27,155
2022$2,190.00$135,488$135,488 Land $115,580 Building $19,908

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1982–2024)
Claims Outside the SFHA6 of 9
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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