10408 Granada Dr, Waco, TX 76708 Property Records

McLennan County property record for 10408 Granada Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,781 sqft · built 2004
Lot Size	0.34 acres (14,797 sqft)
Owner	2 Individual Names on File
Last Sale	$203,300 (Aug 2007)
Tax Bill	$4,176 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-021003-000133-0`

Property Details

APN / Parcel Number

Primary APN	`18-021003-000133-0`
Alternative APN	`311895`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,781 sqft Living Area
Gross Area	2,258 sqft
1st Floor Area	1,781 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,797 sqft (0.34 acres)
Lot Dimensions	182 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	477 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	520 sqft
Porch	Open Porch
Porch Area	162 sqft
Patio Area	520 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10408 GRANADA DR
City	WACO
State	TX
Zip	76708-5672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	COUGAR RIDGE PT 2 LOT 33 BLOCK 1 ACRES .3397
Legal Subdivision	COUGAR RIDGE PT 2
Legal Block	1
Legal Lot Number	33
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1027
Census Tract	4104

Owner

10408 Granada Dr is owned and occupied by two individuals who bought it in August 2007.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10408 GRANADA DR, WACO, TX 76708-5672
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2007 · Amount on File
Deed Sale	Aug 3, 2007 · Amount on File
Deed Document Number	200728311
Prior Transfer Date	Aug 1, 2007
Prior Transfer Doc	0000028311
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10408 GRANADA DR, WACO, TX 76708-5672
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051781
Date	Dec 22, 2021
Instrument	2021051781

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10408 GRANADA DR, WACO, TX 76708-5672
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033041
Date	Oct 4, 2017
Instrument	2017033041

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 10408 Granada Dr was $4,176 with a homeowner's exemption, down 22.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,000 (-8.26%) Land $38,325 Building $216,675	$255,000 (-8.26%) Land $38,325 Building $216,675
2025	$4,176.00 (-22.78%) Homeowner's exemption	$277,964 Land $34,920 Building $243,044	$277,964 Land $34,920 Building $243,044
2024	$5,408.00
2023		$368,680 Land $34,920 Building $333,760	$368,680 Land $34,920 Building $333,760
2022	$5,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10408 Granada Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10408 Granada Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable	1,500 / 1,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Granada Dr

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