10408 E Madison Rd, Saint Helen, MI 48656 Property Records

Roscommon County property record for 10408 E Madison Rd, Saint Helen, MI 48656

Property Summary

Property TypeSingle Family Home
Details1 ba · 480 sqft
Lot Size0.22 acres (9,595 sqft)
OwnerIndividual Name on File
Last Sale$35,000 (Nov 2025)
Tax Bill$772 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Aug 2006 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-411-029-0000

Property Details

APN / Parcel Number

Primary APN010-411-029-0000

Interior

Full Baths1 Bath
Building Area480 sqft Building Perimeter
1st Floor Area480 sqft

Exterior

Architectural StyleRanch
Lot Area9,595 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address10408 E MADISON RD
CitySAINT HELEN
StateMI
Zip48656-9785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-1047 P-233 (L-593P-482) 231 10408 MADISON ST LOT 29 CEDAR LAKE SUBD.
Legal SubdivisionCEDAR LAKE SUBDIVISION
Legal Lot Number29
JurisdictionROSCOMMON MI
Township / Civil DivisionRICHFIELD
Census Block Group1
Census Block1062
Census Tract970100

Owner

10408 E Madison Rd is owned and occupied by an individual who bought it in November 2025.

Source: Roscommon County records, as of August 19, 2026

Owner of RecordIndividual Name on File
Mailing Address7648 SUNNYSIDE RD, IRA, MI 48023-2531
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · Line of Credit
LEAD BANK
Aug 2, 2006Warranty Deed, Transfer · Conventional Mortgage
USAA FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2025 · Amount on File
Deed SaleNov 7, 2025 · Amount on File
Prior SaleAug 2, 2006 · Amount on File
Deed Document Number20257746
Deed Book / Page1191 / 2347
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Recording DateJul 10, 2026
Property Address10408 E MADISON RD, SAINT HELEN, MI 48656-9785
Document Number0000004816
Book / Page1193 / 2611
Instrument DateJul 8, 2026
Instrument20264816
Transaction TypeMortgage
Record UpdatedJul 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address7648 SUNNYSIDE RD, IRA, MI 48023-2531

Mortgage

Document Number0000004816,
DateJul 10, 2026
Book Page1193/2611
Instrument20264816
Lender
NameLEAD BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 8, 2056
Interest
Rate6.52%
Max Rate-1%

August 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateAug 2, 2006
Property Address10408 E MADISON RD, SAINT HELEN, MI 48656-9785
Document Number01047/0233
Book / Page1047 / 0233
Map ReferenceLB4 PG60
Instrument DateJul 28, 2006
Instrument200600006325
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyROSCOMMON COUNTY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$301.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10412 E MADISON RD, SAINT HELEN, MI 48656-9785

Transferred To (Grantee/Buyer)

NameVerified Name
Address29420 COTTON RD, CHESTERFIELD, MI 48047-5116

Mortgage

Document Number200600006326
DateAug 2, 2006
Instrument200600006326
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term324 Months
DueAug 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 10408 E Madison Rd was $772 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionRichfield Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,200$58,400
2025$772.00
2023$19,700$39,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10408 E Madison Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10408 E Madison Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 92% of Michigan
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on E Madison Rd

Nearby Streets

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