10408 Cleary Ln, Bowie, MD 20721 Property Records

Prince George's County property record for 10408 Cleary Ln, Bowie, MD 20721

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,844 sqft · built 1989
Lot Size1 acres (43,744 sqft)
OwnerCompany Name on Record
Last Sale$225,900 (Aug 1989)
Tax Bill$8,052 (2024)
Deeds & MortgagesFeb 2023 Transfer
Feb 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-1408095

Property Details

APN / Parcel Number

Primary APN13-1408095
Alternative APN
  • 1408095

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,844 sqft Living Area
Gross Area5,060 sqft
1st Floor Area2,836 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area43,744 sqft (1 acres)
Garage TypeAttached
Garage Area1,216 sqft
Parking Spaces6 Parking Spaces
PorchOpen Porch
Porch Area196 sqft
Deck Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number1408095
Street Address10408 CLEARY LN
CityBOWIE
StateMD
Zip20721-2868
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionWILLOW GROVE
Legal SubdivisionWILLOW GRVSEC 6 PLAT 5
Legal BlockC
Legal Lot Number5
JurisdictionPRINCE GEORGE'S MD
Township / Civil Division13, KENT
Census Block Group3
Census Block3009
Census Tract803520

Owner

Source: Prince George's County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address10408 CLEARY LN, BOWIE, MD 20721-2868
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2023Intrafamily Transfer, Transfer
Feb 9, 2018Deed of Trust, Mortgage · ARM
CONGRESSIONAL BANK
May 11, 2017Deed of Trust, Mortgage · Line of Credit
CONGRESSIONAL BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 1989 · Amount on Record
Deed SaleAug 3, 1989 · Amount on Record
Deed Book / Page7358 / 555
Last Transfer DateDec 19, 2022
Transfer Doc0485360190
Record UpdatedJun 8, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPRINCE GEORGE'S MD
Recording DateFeb 2, 2023
Property Address10408 CLEARY LN, BOWIE, MD 20721-2868
Document Number0485360190
Book / Page48536 / 190
Map ReferenceMB 111 PL 26
Instrument DateDec 19, 2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address10408 CLEARY LN, MITCHELLVILLE, MD 20721-2868

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE GEORGE'S MD
Property Address10408 CLEARY LN, BOWIE, MD 20721-2868
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0405570390
DateFeb 9, 2018
Book Page40557/390
Lender
NameCONGRESSIONAL BANK
TypeBank
AddressBETHESDA, MD 20817
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateFeb 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.62%
Index1-Year LIBOR
Max Rate8.62%

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE GEORGE'S MD
Property Address10408 CLEARY LN, BOWIE, MD 20721-2868
Document Number0396340439
Book / Page039634 / 000439
Instrument DateMay 11, 2017
Transaction TypeMortgage
Record UpdatedJul 6, 2017
Title CompanyHOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10408 CLEARY LN MITCHELLVILLE MD 207212868, MITCHELLVILLE, MD 20721-2868

Mortgage

Document Number0396340439
DateJun 1, 2017
Book Page039634/000439
Lender
NameCONGRESSIONAL BK
TypeBank
AddressBETHESDA, MD 20817
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyPrince George's County
Unified School DistrictPrince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$852,133 (+21.08%)$926,300 (+31.61%) Land $122,900 Building $803,400
2024$8,052.00 (+2.89%)
2023$7,826.00 Homeowner's exemption$703,800 Land $87,900 Building $615,900$703,800 Land $87,900 Building $615,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2016–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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