10407 White Pine Rd, Charlotte, NC 28215 Property Records

Cabarrus County property record for 10407 White Pine Rd, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,326 sqft · built 1974
Lot Size0.312 acres (13,580 sqft)
OwnerIndividual Name on File
Last Sale$61,000 (Oct 1989)
Tax Bill$1,192 (2023)
Deeds & MortgagesJun 2020 Line of Credit
Jul 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN01025A0123.000000

Property Details

APN / Parcel Number

Primary APN01025A0123.000000
Alternative APNs
  • 5505 38 2618
  • 117015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,326 sqft Living Area
Gross Area1,354 sqft
1st Floor Area1,326 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2004
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,580 sqft (0.312 acres)
Lot Dimensions194 ft deep x 70 ft wide
DrivewayConcrete Driveway
Driveway Area830 sqft
PorchSlab
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number117015
Street Address10407 WHITE PINE RD
CityCHARLOTTE
StateNC
Zip28215-9693
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLT 1 CABARRUS WOODS
Legal SubdivisionCABARRUS WOODS
Legal Lot Number1
JurisdictionCABARRUS NC
Township / Civil Division1, HARRISBURG
Census Block Group1
Census Block1006
Census Tract41506

Owner

10407 White Pine Rd is owned and occupied by an individual who acquired it in July 2017.

Source: Cabarrus County records, as of August 27, 2026

Owner of RecordIndividual Name on File
Mailing Address10407 WHITE PINE RD, CHARLOTTE, NC 28215-9693
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2020Deed of Trust, Mortgage · Line of Credit
TRULIANT FCU
Jul 25, 2017Deed of Trust, Mortgage · Line of Credit
TRULIANT FCU
Jul 19, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 1989 · Amount on File
Deed SaleOct 1, 1989 · Amount on File
Prior SaleJan 1, 1986 · Amount on File
Deed Book / Page729 / 332
Last Transfer DateJul 13, 2017
Transfer Doc0125880195
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address10407 WHITE PINE RD, CHARLOTTE, NC 28215-9693
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1427449
DateJun 24, 2020
Book Page14274/49
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 10, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address10407 WHITE PINE RD, CHARLOTTE, NC 28215-9693
Document Number12612320
Instrument DateJul 25, 2017
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10407 WHITE PINE RD CHARLOTTE NC 282159693, CHARLOTTE, NC 28215-9693

Mortgage

Document Number12612320
DateAug 3, 2017
Book Page012612/000320
Instrument19885
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 2, 2047
Interest
Rate TypeAdjustable Rate

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCABARRUS NC
Recording DateJul 19, 2017
Property Address10407 WHITE PINE RD, CHARLOTTE, NC 28215-9693
Document Number12588195
Book / Page012588 / 000195
Instrument DateJul 13, 2017
Instrument18359
Transaction TypeTransfer
Record UpdatedAug 1, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10407 WHITE PINE RD CHARLOTTE NC 282159693, CHARLOTTE, NC 28215-9693

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$292,990 (-) Land $70,000 Building $222,990
2025$292,990 Land $70,000 Building $222,990
2024$292,990 (+118.8%) Land $70,000 Building $222,990
2023$1,192.00$133,910 Land $40,000 Building $93,910$133,910 Land $40,000 Building $93,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10407 White Pine Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10407 White Pine Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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