Cabarrus County property record for 10407 White Pine Rd, Charlotte, NC 28215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,326 sqft · built 1974 |
| Lot Size | 0.312 acres (13,580 sqft) |
| Owner | Individual Name on File |
| Last Sale | $61,000 (Oct 1989) |
| Tax Bill | $1,192 (2023) |
| Deeds & Mortgages | Jun 2020 Line of Credit Jul 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01025A0123.000000 |
| Primary APN | 01025A0123.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| Gross Area | 1,354 sqft |
| 1st Floor Area | 1,326 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,580 sqft (0.312 acres) |
| Lot Dimensions | 194 ft deep x 70 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 830 sqft |
| Porch | Slab |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 117015 |
|---|---|
| Street Address | 10407 WHITE PINE RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28215-9693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LT 1 CABARRUS WOODS |
| Legal Subdivision | CABARRUS WOODS |
| Legal Lot Number | 1 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 41506 |
10407 White Pine Rd is owned and occupied by an individual who acquired it in July 2017.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10407 WHITE PINE RD, CHARLOTTE, NC 28215-9693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Jul 25, 2017 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Jul 19, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 1989 · Amount on File |
| Deed Sale | Oct 1, 1989 · Amount on File |
| Prior Sale | Jan 1, 1986 · Amount on File |
| Deed Book / Page | 729 / 332 |
| Last Transfer Date | Jul 13, 2017 |
| Transfer Doc | 0125880195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10407 WHITE PINE RD, CHARLOTTE, NC 28215-9693 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1427449 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 14274/49 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10407 WHITE PINE RD, CHARLOTTE, NC 28215-9693 |
| Document Number | 12612320 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 10407 WHITE PINE RD CHARLOTTE NC 282159693, CHARLOTTE, NC 28215-9693 |
| Document Number | 12612320 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 012612/000320 |
| Instrument | 19885 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 2, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 19, 2017 |
| Property Address | 10407 WHITE PINE RD, CHARLOTTE, NC 28215-9693 |
| Document Number | 12588195 |
| Book / Page | 012588 / 000195 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 18359 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10407 WHITE PINE RD CHARLOTTE NC 282159693, CHARLOTTE, NC 28215-9693 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,990 (-) Land $70,000 Building $222,990 | ||
| 2025 | $292,990 Land $70,000 Building $222,990 | ||
| 2024 | $292,990 (+118.8%) Land $70,000 Building $222,990 | ||
| 2023 | $1,192.00 | $133,910 Land $40,000 Building $93,910 | $133,910 Land $40,000 Building $93,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10407 White Pine Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10407 White Pine Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures