Montgomery County property record for 10407 Royal Rd, Silver Spring, MD 20903
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,931 sqft · built 1954 |
| Lot Size | 0.241 acres (10,483 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Jan 2026) |
| Tax Bill | $5,492 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00312136 |
| Primary APN | 05-00312136 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,931 sqft Living Area |
| 1st Floor Area | 1,381 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 10,483 sqft (0.241 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00312136 |
|---|---|
| Street Address | 10407 ROYAL RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20903-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | CHALMERS ADD TO CRES THAVEN |
| Legal Subdivision | HILLS ADD TO CRESTHAVEN |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 701505 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10407 ROYAL RD, SILVER SPRING, MD 20903-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on Record |
| Deed Sale | Jan 23, 2026 · Amount on Record |
| Deed Book / Page | 70069 / 109 |
| Prior Transfer Date | Jul 19, 2013 |
| Prior Transfer Doc | 0474360460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 23, 2026 |
| Property Address | 10407 ROYAL RD, SILVER SPRING, MD 20903-1112 |
| Document Number | 0700690109 |
| Book / Page | 70069 / 109 |
| Map Reference | MB 45 PL 3357 |
| Instrument Date | Jan 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | ENDEAVOR TITLE LLC, ENDEAVOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 10407 ROYAL RD, SILVER SPRING, MD 20903-1112 |
| Document Number | 0070069119 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 70069/119 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $494,900 (+6.16%) Land $217,900 Building $277,000 | $494,900 (-) Land $217,900 Building $277,000 | |
| 2025 | $5,492.00 (-4.75%) | $466,167 (+14.06%) | $494,900 (+21.09%) Land $217,900 Building $277,000 |
| 2024 | $5,766.00 (+31.98%) | ||
| 2023 | $408,700 Land $217,900 Building $190,800 | $408,700 Land $217,900 Building $190,800 | |
| 2022 | $4,369.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2015–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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