Gloucester County property record for 10407 Indian Rd, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1970 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,293 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11262 |
| Primary APN | 11262 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,541 sqft (0.77 acres) |
| Garage Area | 336 sqft |
| Deck Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 10407 INDIAN RD |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-2843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC-1 |
| Legal Description | INDIAN ROAD LOT & STRIP |
| Legal Subdivision | PLAT: PDB250 669 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | PETSWORTH |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 100201 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10407 INDIAN RD, GLOUCESTER, VA 23061-2843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Jun 11, 2026 |
| Property Address | 10407 INDIAN RD, GLOUCESTER, VA 23061-2843 |
| Document Number | 0000002554 |
| Instrument Date | May 23, 2026 |
| Instrument | 20262554 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 10407 INDIAN RD, GLOUCESTER, VA 23061-2843 |
| Document Number | 0000002554, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 20262554 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,293.00 (+9.76%) | $221,700 (+15.53%) Land $65,380 Building $156,320 | $221,700 (+15.53%) Land $65,380 Building $156,320 |
| 2025 | $1,178.00 (+5.37%) | $191,890 (-) Land $65,380 Building $126,510 | $191,890 (-) Land $65,380 Building $126,510 |
| 2024 | $1,118.00 | $191,890 (-) Land $65,380 Building $126,510 | $191,890 (-) Land $65,380 Building $126,510 |
| 2023 | $1,118.00 (+38.71%) | $191,890 (+72.59%) Land $65,380 Building $126,510 | $191,890 (+72.59%) Land $65,380 Building $126,510 |
| 2022 | $806.00 | $111,180 Land $34,810 Building $76,370 | $111,180 Land $34,810 Building $76,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 19 (1999–2023) |
| Claims Outside the SFHA | 1 of 19 |
| Most Recent Claim | Sep 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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