10407 Graffian St, Oakland, CA 94603 Property Records

Alameda County property record for 10407 Graffian St, Oakland, CA 94603

Property Summary

Property Type	Quadplex
Details	8 bd · 4 ba · 2,846 sqft · built 1948
Lot Size	0.122 acres (5,325 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (Oct 2018)
Tax Bill	$15,227 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-5191-1`

Property Details

APN / Parcel Number

Primary APN	`45-5191-1`
Alternative APN	`045-5191-001-00`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	20 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,846 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Wood
Lot Area	5,325 sqft (0.122 acres)

Location & Zoning

Street Address	10407 GRAFFIAN ST
City	OAKLAND
State	CA
Zip	94603-3158
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	LOT: 00001 BLK: AR: 0045 PAGE: 5191
Legal Subdivision	STONE HURST PROPERTIES
Legal Block	2
Legal Lot Number	274
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2008
Census Tract	409300

Owner

10407 Graffian St, a quadplex, is owned and occupied by an individual who bought it in October 2018.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	10407 GRAFFIAN ST, OAKLAND, CA 94603-3158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Oct 12, 2018	Grant Deed, Transfer · ARM PMAC LENDING SERVICES INC
May 16, 2016	Deed of Trust, Mortgage · Conventional Mortgage WEERASAK THONGBANTHUM
Jun 6, 2014	Deed of Trust, Mortgage · Conventional Mortgage RATTANAPORN CHAYONPATANAKUL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018 · Amount on File
Deed Sale	Oct 12, 2018 · Amount on File
Prior Sale	Jun 6, 2014 · Amount on File
Deed Document Number	2018198956
Prior Transfer Date	May 5, 2010
Prior Transfer Doc	0000162506
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	10407 GRAFFIAN ST, OAKLAND, CA 94603-3158
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10407 GRAFFIAN ST, OAKLAND, CA 94603-3158

Mortgage

Document Number	0000403632
Date	Dec 22, 2021
Instrument	2021403632

Lender

Name	NMSI INC
Type	Mortgage Company
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 12, 2018
Property Address	10407 GRAFFIAN ST, OAKLAND, CA 94603-3158
Document Number	0000198956
Map Reference	MB 16 PG 33
Instrument Date	Oct 3, 2018
Instrument	2018198956
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10411 GRAFFIAN ST, OAKLAND, CA 94603-3158

Mortgage

Document Number	0000198957
Date	Oct 12, 2018
Instrument	2018198957

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.12%
Index	1-Year LIBOR
Max Rate	11.1%

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	10407 GRAFFIAN ST, OAKLAND, CA 94603-3158
Document Number	0000077010
Instrument Date	May 16, 2016
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10407 GRAFFIAN ST OAKLAND CA 946033158, OAKLAND, CA 94603-3158

Mortgage

Document Number	0000077010
Date	Apr 18, 2018
Instrument	77010

Lender

Name	WEERASAK THONGBANTHUM
Address	2559 RENWICK ST, OAKLAND, CA 94601-4829

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	10407 GRAFFIAN ST, OAKLAND, CA 94603-3158
Document Number	0000077009
Instrument Date	Jun 6, 2014
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10407 GRAFFIAN ST OAKLAND CA 946033158, OAKLAND, CA 94603-3158

Mortgage

Document Number	0000077009
Date	Apr 18, 2018
Instrument	77009

Lender

Name	RATTANAPORN CHAYONPATANAKUL
Address	5223 FAIRFAX AVE, OAKLAND, CA 94601-5412

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10407 Graffian St was $15,227.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$881,801 (+2%) Land $264,540 Building $617,261
2025	$15,227.00	$864,511 Land $259,353 Building $605,158
2023	$15,185.00	$830,947 Land $249,284 Building $581,663

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10407 Graffian St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10407 Graffian St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 911 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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