10405 Sturbridge Rd, Bloomington, IL 61705 Property Records

McLean County property record for 10405 Sturbridge Rd, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,601 sqft · built 2004
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Nov 2019)
Tax Bill	$13,348 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-21-303-005`

Property Details

APN / Parcel Number

Primary APN	`22-21-303-005`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,601 sqft Living Area
1st Floor Area	2,601 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	57,499 sqft (1.32 acres)
Garage Type	Attached
Garage Area	1,800 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Deck Area	377 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10405 STURBRIDGE RD
City	BLOOMINGTON
State	IL
Zip	61705-5353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOVER RIDGE SUB 1RST ADD LOT 10
Legal Range	03E
Legal Township	23N
Legal Section	21
Legal Subdivision	DOVER RIDGE SUB
Legal Lot Number	10
Jurisdiction	MCLEAN IL
Township / Civil Division	OLD TOWN
Census Block Group	1
Census Block	1066
Census Tract	5401

Owner

10405 Sturbridge Rd is owned and occupied by two individuals who bought it in November 2019.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10405 STURBRIDGE RD, BLOOMINGTON, IL 61705-5353
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK
Nov 27, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Mar 7, 2014 · Amount on File
Deed Document Number	201919827
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	10405 STURBRIDGE RD, BLOOMINGTON, IL 61705-5353
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900016190
Date	Oct 8, 2019
Instrument	2019-00016190

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61701

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Sep 11, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Margin	5
Max Rate	18%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 27, 2019
Property Address	10405 STURBRIDGE RD, BLOOMINGTON, IL 61705-5353
Document Number	201900019827
Instrument Date	Nov 25, 2019
Instrument	2019-00019827
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10405 STURBRIDGE RD, BLOOMINGTON, IL 61705-5353
Investor	Possibly a Property Investor

Mortgage

Document Number	201900019828
Date	Nov 27, 2019
Instrument	2019-00019828

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Old Town Township
Unified School District	Tri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$173,534 Land $27,918 Building $145,616	$520,602 Land $83,754 Building $436,848
2024	$13,348.00 (+12.59%)
2023	$11,855.00 (+5.42%)	$150,209 (+6.6%) Land $24,165 Building $126,044	$450,627 (+6.6%) Land $72,495 Building $378,132
2022	$11,246.00	$140,909 Land $22,669 Building $118,240	$422,727 Land $68,007 Building $354,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10405 Sturbridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10405 Sturbridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Frontier DSL	10 / 1

May also be available: Nextlink, T-Mobile, Wireless Data Net.

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