10405 Monarch Dr, Largo, FL 33774 Property Records

Pinellas County property record for 10405 Monarch Dr, Largo, FL 33774

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,964 sqft · built 1969
Lot Size0.211 acres (9,200 sqft)
OwnerIndividual Name on Record
Last Sale$550,000 (Oct 2022)
Tax Bill$7,042 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-751-0626-0

Property Details

APN / Parcel Number

Primary APNC62-000-751-0626-0
Alternative APNs
  • 18-30-15-42022-000-0440
  • 153018420220000440
  • R191208

Interior

Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,964 sqft Heated Area
1st Floor Area1,964 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1998
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialConcrete Tile
Lot Area9,200 sqft (0.211 acres)
Lot Dimensions115 ft deep x 80 ft wide
Garage Area536 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area510 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR191208
Old Parcel Number153018420220000440
Street Address10405 MONARCH DR
CityLARGO
StateFL
Zip33774-5014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIMPERIAL POINT UNIT 1 LOT 44
Legal Range15
Legal Township30
Legal Section18
Legal SubdivisionIMPERIAL POINT UNIT 1
Legal Lot Number44
Legal Unit1
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1005
Census Tract25205

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10405 MONARCH DR, LARGO, FL 33774-5014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2022 · Amount on Record
Deed SaleOct 19, 2022 · Amount on Record
Prior SaleFeb 3, 1998 · Amount on Record
Deed Document Number2022306446
Deed Book / Page22236 / 1485
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateOct 19, 2022
Property Address10405 MONARCH DR, LARGO, FL 33774-5014
Document Number0222361485
Book / Page22236 / 1485
Map ReferenceMB 63 PG 86
Instrument DateOct 14, 2022
Instrument2022306446
Transaction TypeTransfer
Record UpdatedNov 23, 2022
Title CompanyPINELLAS PARK TITLE, PINELLAS PARK TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address73 12TH ST, 73, HAMMONTON, NJ 08037-1519

Transferred To (Grantee/Buyer)

NameVerified Name
Address10405 MONARCH DR, LARGO, FL 33774-5014

Mortgage

Document Number0222361486
DateOct 19, 2022
Instrument22236/1486
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,042.00 (+8.21%) Homeowner's exemption$425,012 (+5.99%)$501,506 (+2.9%) Land $177,770 Building $323,736
2023$6,508.00 (+1,173.58%) Homeowner's exemption$401,004 (+113.72%)$487,379 (+32.56%) Land $224,905 Building $262,474
2022$511.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$187,627$367,660 Land $228,195 Building $139,465

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 118 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies313 units insured
incl. 195 condo units
Nearby Flood Claims34 (1979–2026)
Claims Outside the SFHA14 of 34
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Helene, Sep 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

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