Montgomery County property record for 10405 Insley St, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,452 sqft · built 1951 |
| Lot Size | 0.199 acres (8,648 sqft) |
| Owner | Individual Name on File |
| Last Sale | $378,000 (May 2018) |
| Tax Bill | $5,112 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01103110 |
| Primary APN | 13-01103110 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Basement Area | 484 sqft |
| Finished Basement | 484 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 8,648 sqft (0.199 acres) |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01103110 |
|---|---|
| Street Address | 10405 INSLEY ST |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-4934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | CARROLL KNOLLS |
| Legal Subdivision | CARROLL KNOLLS OSTROWS SUB |
| Legal Block | FF |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 704000 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10405 INSLEY ST, SILVER SPRING, MD 20902-4934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2017 | Deed of Trust, Mortgage · Line of Credit HSBC BANK USA |
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HM MTG LLC |
| May 24, 2018 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on File |
| Deed Sale | May 24, 2018 · Amount on File |
| Prior Sale | Apr 23, 1999 · Amount on File |
| Deed Book / Page | 56073 / 138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10405 INSLEY ST, SILVER SPRING, MD 20902-4934 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | TITLE RESOURCE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0552200184 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 55220/184 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 16, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10405 INSLEY ST, SILVER SPRING, MD 20902-4934 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0613100428 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 61310/428 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10405 INSLEY ST, SILVER SPRING, MD 20902-4934 |
| Document Number | 0613100429 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10405 INSLEY ST SILVER SPRING MD 209024934, SILVER SPRING, MD 20902-4934 |
| Document Number | 0613100429 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 061310/000429 |
| Name | STRONG HM MTG LLC |
|---|---|
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 8, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 24, 2018 |
| Property Address | 10405 INSLEY ST, SILVER SPRING, MD 20902-4934 |
| Document Number | 0560730138 |
| Book / Page | 56073 / 138 |
| Map Reference | MB37 PL2616 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | RGS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10405 INSLEY ST, SILVER SPRING, MD 20902-4934 |
| Document Number | 0056073145 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 56073/145 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $464,367 (+5.65%) | $489,200 (-) Land $293,900 Building $195,300 | |
| 2025 | $5,112.00 (+14.34%) | $439,533 (+6.06%) | $489,200 (+17.96%) Land $293,900 Building $195,300 |
| 2023 | $414,400 | $414,700 Land $268,900 Building $145,800 | |
| 2022 | $4,471.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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