10405 Cedar Breaks Dr, Peyton, CO 80831 Property Records

El Paso County property record for 10405 Cedar Breaks Dr, Peyton, CO 80831

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,050 sqft · built 2005
Lot Size	0.199 acres (8,681 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (Apr 2011)
Tax Bill	$2,879 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`42302-04-016`

Property Details

APN / Parcel Number

Primary APN	`42302-04-016`
Alternative APN	`R4230204016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,050 sqft Living Area
Gross Area	3,704 sqft
1st Floor Area	1,634 sqft
Basement Area	1,560 sqft
Finished Basement	1,416 sqft
Unfinished Basement	144 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,681 sqft (0.199 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	70 sqft
Patio Area	169 sqft
Balcony Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R4230204016
Street Address	10405 CEDAR BREAKS DR
City	PEYTON
State	CO
Zip	80831-7088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 553 MERIDIAN RANCH FIL NO 1
Legal Subdivision	MERIDIAN RANCH FIL NO 01
Legal Lot Number	553
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	1
Census Block	1006
Census Tract	3914

Owner

Source: El Paso County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10405 CEDAR BREAKS DR, PEYTON, CO 80831-7088
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Sep 12, 2025	Deed of Trust, Mortgage · VA Mortgage BETTER LENDING LLC
Oct 24, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC UNION FINANCIAL LLC
Sep 10, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2011 · Amount on Record
Deed Sale	Apr 13, 2011 · Amount on Record
Prior Sale	Oct 4, 2010 · Amount on Record
Deed Document Number	201136767
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Recording Date	Jun 25, 2026
Property Address	10405 CEDAR BREAKS DR, PEYTON, CO 80831-7088
Document Number	0000060471
Instrument Date	Jun 9, 2026
Instrument	202660471
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	10405 CEDAR BREAKS DR, PEYTON, CO 80831-7088

Mortgage

Document Number	0000060471,
Date	Jun 25, 2026
Instrument	202660471

Lender

Name	SUN WEST MORTGAGE COMPANY INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10405 CEDAR BREAKS DR, PEYTON, CO 80831-7088
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10405 CEDAR BREAKS DR, PEYTON, CO 80831-7088

Mortgage

Document Number	0000078570
Date	Sep 12, 2025
Instrument	225078570

Lender

Name	BETTER LENDING LLC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60195

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10405 CEDAR BREAKS DR, PEYTON, CO 80831-7088
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10405 CEDAR BREAKS DR, PEYTON, CO 80831-7088
Investor	Possibly a Property Investor

Mortgage

Document Number	0000133700
Date	Oct 24, 2022
Instrument	222133700

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10405 CEDAR BREAKS DR, PEYTON, CO 80831-7088
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090977
Date	Aug 1, 2017
Instrument	217090977

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10405 CEDAR BREAKS DR, PEYTON, CO 80831-7088
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10405 CEDAR BREAKS DR, PEYTON, CO 80831-7088

Mortgage

Document Number	0000140364
Date	Sep 10, 2020
Instrument	220140364

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	School District 49 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,830 (-)	$522,494 (-)
2025	$2,879.00	$36,830 (-1.66%) Land $10,080 Building $26,750	$522,494 (-6.52%) Land $143,000 Building $379,494
2024		$37,450 (-) Land $7,200 Building $30,250
2023	$2,639.00 (+28.73%)	$37,450 (+37.33%) Land $7,200 Building $30,250	$558,924 (+42.46%) Land $107,500 Building $451,424
2022	$2,050.00	$27,270 Land $5,910 Building $21,360	$392,326 Land $85,000 Building $307,326

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 74% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN SERVICE MD serves 12,760 people · EPA ID CO0121455
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: StratusIQ.

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