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10405 Belltower St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10405 Belltower St, Spring Hill, FL 34608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,561 sqft · built 2007
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$173,000 (Sep 2007)
Tax Bill$1,824 (2025)
Deeds & MortgagesOct 2022 Transfer
Flood ZoneZone X (minimal risk)
APNR32-323-17-5180-1186-0120

Property Details

APN / Parcel Number

Primary APNR32-323-17-5180-1186-0120
Alternative APNs
  • 00659745
  • 659745

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,561 sqft Living Area
1st Floor Area1,564 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions125 ft deep x 104 ft wide
Garage Area428 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area311 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00659745
Street Address10405 BELLTOWER ST
CitySPRING HILL
StateFL
Zip34608-2004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 18 BLK 1186 LOT 12
Legal Range18E
Legal Township23S
Legal Section06
Legal SubdivisionSPRING HILL UNIT 18
Legal Block1186
Legal Lot Number12
Legal Unit18
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2020
Census Tract41004

Owner

10405 Belltower St is owned and occupied by an individual who acquired it in October 2022.

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address10405 BELLTOWER ST, SPRING HILL, FL 34608-2004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2007 · Amount on File
Deed SaleSep 4, 2007 · Amount on File
Prior SaleSep 4, 2007 · Amount on File
Deed Document Number0024860042
Last Transfer DateOct 26, 2022
Transfer Doc0042340330
Record UpdatedJun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateOct 26, 2022
Property Address10405 BELLTOWER ST, SPRING HILL, FL 34608-2004
Document Number0042340330
Book / Page4234 / 330
Map ReferenceMB 9 PG 47-59
Instrument DateOct 19, 2022
Instrument2022077931
Transaction TypeTransfer
Record UpdatedNov 22, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10405 BELLTOWER ST, 10405, SPRING HILL, FL 34608-2004

Transferred To (Grantee/Buyer)

NameVerified Name
Address11250 HOMEWAY ST, SPRING HILL, FL 34609-3845

Tax Assessment & Valuation

The 2025 property tax bill for 10405 Belltower St was $1,824 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,824.00 Additional exemption filed$167,249$286,055 Land $57,566 Building $228,489
2023$65,694 (+3%) Land $65,694
2022$403.00 Homeowner's exemption$63,781$271,958 Land $44,518 Building $227,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10405 Belltower St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10405 Belltower St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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