1. Home
  2. Maryland
  3. Montgomery County
  4. Kensington
  5. Summit Ave

10404 Summit Ave, Kensington, MD 20895 Property Records

Montgomery County property record for 10404 Summit Ave, Kensington, MD 20895

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,779 sqft · built 2020
Lot Size0.245 acres (10,651 sqft)
Owner2 Individual Names on File
Last Sale$1,330,000 (Feb 2020)
Tax Bill$18,530 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Oct 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-01205845

Property Details

APN / Parcel Number

Primary APN13-01205845
Alternative APN
  • 01205845

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,779 sqft Living Area
Gross Area5,199 sqft
1st Floor Area1,707 sqft
Basement Area1,365 sqft
Finished Basement1,365 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,651 sqft (0.245 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01205845
Street Address10404 SUMMIT AVE
CityKENSINGTON
StateMD
Zip20895-3926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionKENSINGTON ESTATES 2 339/203
Legal SubdivisionKENSINGTON ESTATES
Legal Block1
Legal Lot Number1
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group1
Census Block1016
Census Tract704300

Owner

10404 Summit Ave is owned and occupied by two individuals who bought it in February 2020.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address10404 SUMMIT AVE, KENSINGTON, MD 20895-3926
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2020Deed, Transfer · Conventional Mortgage
FIRST SAVINGS MORTGAGE CORP
Oct 9, 2018Grant Deed, Transfer
ATTORNEY ONLY
Sep 7, 2018Loan Modification, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2020 · Amount on File
Deed SaleFeb 21, 2020 · Amount on File
Prior SaleOct 10, 2018 · Amount on File
Deed Book / Page59101 / 79
Record UpdatedSep 20, 2026

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateFeb 21, 2020
Property Address10404 SUMMIT AVE, KENSINGTON, MD 20895-3926
Document Number0591010079
Book / Page59101 / 79
Map ReferenceMB 32 PL 2016
Instrument DateFeb 14, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyPARAGON TITLE & ESCROW CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$19,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6110 EXECUTIVE BLVD STE 310, 6110, ROCKVILLE, MD 20852-3903

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10404 SUMMIT AVE, KENSINGTON, MD 20895-3926

Mortgage

Document Number0059101086
DateFeb 21, 2020
Instrument59101/086
Lender
NameFIRST SAVINGS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY MD
Recording DateOct 9, 2018
Property Address10404 SUMMIT AVE, KENSINGTON, MD 20895-3926
Document Number0567200428
Book / Page056720 / 000428
Instrument DateSep 14, 2018
Transaction TypeTransfer
Record UpdatedOct 25, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$425.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6110 EXECUTIVE BLVD #430 ROCKVILLE MD 208523942, 430, ROCKVILLE, MD 20852-3942

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONTGOMERY MD
Property Address10404 SUMMIT AVE, KENSINGTON, MD 20895-3926
Document Number0567200434
Instrument DateSep 7, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10404 SUMMIT AVE KENSINGTON MD 208953926, KENSINGTON, MD 20895-3926

Mortgage

Document Number0567200434
DateOct 9, 2018
Book Page056720/000434
Lender
NameMANUFACTURERS & TRADERS TR
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10404 Summit Ave was $18,530.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,660,433 (+6.49%)$1,761,700 (-) Land $358,800 Building $1,402,900
2025$18,530.00$1,559,167$1,761,700 Land $358,800 Building $1,402,900
2023$1,412,300$1,457,900 Land $358,800 Building $1,099,100
2022$15,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10404 Summit Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10404 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Summit Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures