10404 E 95th Cir N, Owasso, OK 74055 Property Records

Tulsa County property record for 10404 E 95th Cir N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,841 sqft · built 2005
Lot Size	0.382 acres (16,683 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jun 2018)
Tax Bill	$3,725 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61077-14-19-06190`

Property Details

APN / Parcel Number

Primary APN	`61077-14-19-06190`
Alternative APN	`R61077141906190`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,841 sqft Living Area
Basement Area	2,025 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	16,683 sqft (0.382 acres)
Garage Type	Attached
Garage Area	638 sqft
Porch	Porch
Porch Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61077141906190
Street Address	10404 E 95TH CIR N
City	OWASSO
State	OK
Zip	74055-7249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 4 BLK 1
Legal Range	14E
Legal Township	21N
Legal Section	19
Legal Subdivision	FAIRWAYS III EXT AT BAILEY RANCH
Legal Block	1
Legal Lot Number	4
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	3
Census Block	3000
Census Tract	5809

Owner

Source: Tulsa County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10404 E 95TH CIR N, OWASSO, OK 74055-7249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 26, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	2018057781
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	10404 E 95TH CIR N, OWASSO, OK 74055-7249
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	APEX TTL & CLOSING SERVIECS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123932
Date	Dec 16, 2020
Instrument	2020123932

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Jun 26, 2018
Property Address	10404 E 95TH CIR N, OWASSO, OK 74055-7249
Document Number	0000057781
Instrument Date	Jun 16, 2018
Instrument	57781
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	OKLAHOMA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10404 E 95TH CIR N OWASSO OK 740557249, OWASSO, OK 74055-7249

Mortgage

Document Number	57782
Date	Jun 26, 2018
Instrument	57782

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,725.00 (+10.24%)	$34,095 (+10.25%) Land $3,710 Building $30,385	$386,000 (-0.81%) Land $42,000 Building $344,000
2023	$3,379.00 (+5%)	$30,926 (+5%) Land $3,338 Building $27,588	$389,158 (+18.48%) Land $42,000 Building $347,158
2022	$3,218.00	$29,453 Land $3,766 Building $25,687	$328,467 Land $42,000 Building $286,467

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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