10404 Apple Dr, Saint Joseph, MO 64505 Property Records

Andrew County property record for 10404 Apple Dr, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,240 sqft · built 2012
Lot Size	0.972 acres (42,340 sqft)
Owner	Individual Name on File
Last Sale	$248,800 (Feb 2019)
Tax Bill	$3,509 (2025)
Deeds & Mortgages	Aug 2018 Refinance Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-02424.28`

Property Details

APN / Parcel Number

Primary APN	`05-02424.28`
Alternative APN	`17-4.0-20-0-00-31.280000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,240 sqft Living Area
Basement Area	1,440 sqft
Finished Basement	1,440 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	42,340 sqft (0.972 acres)
Lot Dimensions	229 ft deep x 104 ft wide
Garage Type	Detached
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	144 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	05-02424.28
Street Address	10404 APPLE DR
City	SAINT JOSEPH
State	MO
Zip	64505-8202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-58-35 LOT 25 ORCHARD ESTATES IN NW4
Legal Range	35W
Legal Township	58N
Legal Section	20
Legal Subdivision	ORCHARD ESTATES
Legal Lot Number	25
Jurisdiction	ANDREW MO
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1062
Census Tract	10100

Owner

Source: Andrew County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10404 APPLE DR, SAINT JOSEPH, MO 64505-8202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK
Feb 8, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2019 · Amount on File
Deed Sale	Feb 8, 2019 · Amount on File
Prior Sale	Apr 12, 2013 · Amount on File
Deed Book / Page	428 / 279
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDREW MO
Property Address	10404 APPLE DR, SAINT JOSEPH, MO 64505-8202
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000426/993
Date	Aug 8, 2018
Book Page	426/993

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDREW MO
Recording Date	Feb 8, 2019
Property Address	10404 APPLE DR, SAINT JOSEPH, MO 64505-8202
Document Number	000428/279
Book / Page	428 / 279
Instrument Date	Feb 8, 2019
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000428/280
Date	Feb 8, 2019
Book Page	428/280

Lender

Name	AMERICAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Andrew County assessment roll, as of December 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Andrew County
Unified School District	Savannah R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,509.00 (+0.03%)	$48,580 (+11.6%) Land $4,330 Building $44,250	$255,660 (+11.6%) Land $22,770 Building $232,890
2024	$3,508.00 (+4%)	$43,530 (-) Land $4,330 Building $39,200
2023	$3,373.00 (-0.3%)	$43,530 (-) Land $4,330 Building $39,200	$229,090 (-) Land $22,770 Building $206,320
2022	$3,383.00	$43,530 Land $4,330 Building $39,200
2021			$229,090 Land $22,770 Building $206,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2019)
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDREW COUNTY PWSD 1 serves 6,042 people · EPA ID MO1024004
Water Source	Purchased groundwater from MO AMERICAN ST JOSEPH
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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