10403 Sequoia Ct, Spring Grove, IL 60081 Property Records

McHenry County property record for 10403 Sequoia Ct, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,757 sqft · built 2005
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on File
Last Sale	$374,000 (Feb 2021)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-11-301-001`

Property Details

APN / Parcel Number

Primary APN	`04-11-301-001`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	2,757 sqft Living Area
Gross Area	4,515 sqft

Exterior

Year Built	Built 2005
Lot Area	66,211 sqft (1.52 acres)

Location & Zoning

Street Address	10403 SEQUOIA CT
City	SPRING GROVE
State	IL
Zip	60081-8625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0010548 LT 40 FOREST RIDGE SUB MEMO: FOREST RIDGE SUB-AKA-FOREST RIDGE ESTATES
Legal Range	08E
Legal Township	46N
Legal Section	11
Legal Subdivision	FOREST RIDGE
Legal Lot Number	40
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2000
Census Tract	870104

Owner

Source: McHenry County records · APN 04-11-301-001

Assessment roll updated January 1, 2022 · Last verified July 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10403 SEQUOIA CT, SPRING GROVE, IL 60081-8625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 05, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Feb 25, 2021	Warranty Deed, Transfer · VA Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	Jun 08, 2005 · Amount on Record
Deed Document Number	2021R0010548
Record Updated	Jun 07, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10403 SEQUOIA CT, SPRING GROVE, IL 60081-8625
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031096
Date	Nov 05, 2025
Instrument	2025R0031096

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 01, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 25, 2021
Property Address	10403 SEQUOIA CT, SPRING GROVE, IL 60081-8625
Document Number	0000010548
Map Reference	DOC 2003R0103178
Instrument Date	Feb 04, 2021
Instrument	2021R0010548
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10403 SEQUOIA CT, SPRING GROVE, IL 60081-8625

Mortgage

Document Number	0000010549
Date	Feb 25, 2021
Instrument	2021R0010549

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified July 2023

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Disabled Person's exemption Veteran's exemption	$125,623 Land $22,549 Building $103,074	$376,869 Land $67,647 Building $309,222

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 69 locations within half a mile of this property.

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