10403 Exeter Rd, Ocean City, MD 21842 Property Records

Worcester County property record for 10403 Exeter Rd, Ocean City, MD 21842

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,458 sqft · built 1976
Lot Size	0.163 acres (7,112 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,083 (2026)
Deeds & Mortgages	Oct 2019 Transfer
Flood Zone	Zone AE (high risk)
APN	`10-005647`

Property Details

APN / Parcel Number

Primary APN	`10-005647`
Alternative APN	`005647`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Total Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,112 sqft (0.163 acres)
Lot Dimensions	125 ft deep x 56 ft wide
View / Lot	Waterfront
Porch	Slab
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	005647
Street Address	10403 EXETER RD
City	OCEAN CITY
State	MD
Zip	21842-9698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 29 BLK 8 SEC A W SIDE EXETER RD PL CAPE ISLE OF WIGHT
Legal Subdivision	CAPE ISLE OF WIGHT
Legal Block	8
Legal Lot Number	29
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	2
Census Block	2013
Census Tract	950400

Owner

10403 Exeter Rd is owned by two individuals who acquired it in July 2019.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	825 VIEW WEST DR, WESTMINSTER, MD 21158-2902
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 18, 2019
Transfer Doc	0075070354
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MD
Recording Date	Oct 8, 2019
Property Address	10403 EXETER RD, OCEAN CITY, MD 21842-9698
Document Number	0075070354
Book / Page	007507 / 000354
Instrument Date	Jul 18, 2019
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	825 VIEW WEST DR WESTMINSTER MD 211582902, WESTMINSTER, MD 21158-2902

Tax Assessment & Valuation

The 2026 property tax bill for 10403 Exeter Rd was $4,083, up 2.9% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,083.00 (+2.92%)	$442,433 (+2.94%)	$467,700 (+8.82%) Land $193,500 Building $274,200
2025	$3,967.00	$429,800 Land $176,000 Building $253,800	$429,800 Land $176,000 Building $253,800
2023	$3,144.00	$328,600	$429,800 Land $176,000 Building $253,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10403 Exeter Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 302 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	302 in force
Nearby Flood Claims	45 (1991–2024)
Claims Outside the SFHA	3 of 45
Most Recent Claim	Dec 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10403 Exeter Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20