10403 E 6th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10403 E 6th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,831 sqft · built 1955
Lot Size	0.239 acres (10,400 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Nov 2004)
Tax Bill	$3,610 (2026)
Deeds & Mortgages	May 2021 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45201.1220`

Property Details

APN / Parcel Number

Primary APN	`45201.1220`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,831 sqft Living Area
Gross Area	2,609 sqft
1st Floor Area	1,531 sqft
Basement Area	1,078 sqft
Finished Basement	300 sqft
Unfinished Basement	778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	10,400 sqft (0.239 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10403 E 6TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-6910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OPP KARLES SUB B230 L11 B2
Legal Range	44E
Legal Township	25N
Legal Section	20
Legal Subdivision	OPP KARLES SUB
Legal Block	230,2
Legal Lot Number	11
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2000
Census Tract	12500

Owner

10403 E 6th Ave is owned and occupied by an individual who bought it in November 2004.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	10403 E 6TH AVE, SPOKANE VALLEY, WA 99206-6910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Dec 19, 2018	Deed of Trust, Mortgage · FHA Mortgage MOUNTAIN WEST BANK
Feb 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2004 · Amount on File
Deed Sale	Nov 15, 2004 · Amount on File
Prior Sale	Dec 7, 2001 · Amount on File
Deed Document Number	20045146210
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10403 E 6TH AVE, SPOKANE VALLEY, WA 99206-6910
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007072659
Date	May 10, 2021
Instrument	7072659

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Mar 1, 2049

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10403 E 6TH AVE, SPOKANE VALLEY, WA 99206-6910
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007120279
Date	Aug 31, 2021
Instrument	7120279

Lender

Name	CELEBRITY HOME LOANS LLC
Address	UNION, IL 60180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10403 E 6TH AVE, SPOKANE VALLEY, WA 99206-6910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006770321
Date	Dec 19, 2018
Instrument	6770321

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83816

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10403 E 6TH AVE, SPOKANE VALLEY, WA 99206-6910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006893512
Date	Feb 18, 2020
Instrument	6893512

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 10403 E 6th Ave was $3,610, down 1.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,610.00 (-1.2%)	$339,700 Land $110,000 Building $229,700	$339,700 Land $110,000 Building $229,700
2025	$3,654.00
2024		$355,300 (+49.66%) Land $80,000 Building $275,300	$355,300 (+49.66%) Land $80,000 Building $275,300
2023	$3,404.00 (+22.4%)	$237,400 Land $60,000 Building $177,400	$237,400 Land $60,000 Building $177,400
2022	$2,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10403 E 6th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10403 E 6th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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