10402 Willow Ridge Loop, #LO, Orlando, FL 32825 Property Records

Orange County property record for 10402 Willow Ridge Loop, #LO, Orlando, FL 32825

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,642 sqft · built 2008
Lot Size	0.162 acres (7,059 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Jan 2009)
Tax Bill	$3,645 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-22-31-9472-02-210`

Property Details

APN / Parcel Number

Primary APN	`33-22-31-9472-02-210`
Alternative APNs	`312233947202210` `618872` `625175` `629976`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,642 sqft Living Area
Gross Area	3,334 sqft
1st Floor Area	1,871 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,059 sqft (0.162 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10402 WILLOW RIDGE LOOP, LO
City	ORLANDO
State	FL
Zip	32825-5095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WOODLAND LAKES PRESERVE UNIT 2 61/15 LOT 221
Legal Range	31E
Legal Township	22S
Legal Section	33
Legal Subdivision	WOODLAND LAKES PRESERVE UT 2
Legal Tract	9472
Legal Block	2
Legal Lot Number	221
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1000
Census Tract	16751

Owner

10402 Willow Ridge Loop, #LO is owned by an individual who acquired it in April 2017.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	10402 WILLOW RIDGE LOOP, ORLANDO, FL 32825-5095
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Apr 19, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2009 · Amount on File
Deed Sale	Jan 2, 2009 · Amount on File
Deed Document Number	20092508
Deed Book / Page	9809 / 4908
Last Transfer Date	Apr 13, 2017
Transfer Doc	0000214093
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10402 WILLOW RIDGE LOOP, ORLANDO, FL 32825-5095
Document Number	0000635733
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	SUBURBAN TITLE AND ESCROW INC, NEW URBAN TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10402 WILLOW RIDGE LOOP ORLANDO FL 328255095, ORLANDO, FL 32825-5095

Mortgage

Document Number	0000635733
Date	Oct 10, 2019
Instrument	635733

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	PITTSBURGH, PA 15220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Apr 19, 2017
Property Address	10402 WILLOW RIDGE LOOP, ORLANDO, FL 32825-5095
Document Number	0000214093
Map Reference	MB 61 PG 15
Instrument Date	Apr 13, 2017
Instrument	20170214093
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	NEW URBAN TITLE & ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10402 WILLOW RIDGE LOOP, ORLANDO, FL 32825-5095

Mortgage

Document Number	0000214094
Date	Apr 19, 2017
Instrument	20170214094

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10402 Willow Ridge Loop, #LO was $3,645, up 5.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,700 (+2.7%)	$484,170 (-1.3%) Land $85,000 Building $399,170
2025	$3,645.00 (+5.81%) Homeowner's exemption	$242,162	$490,530 Land $85,000 Building $405,530
2024	$3,445.00 (+7.35%)
2023	$3,209.00 (+3.95%) Homeowner's exemption	$228,483 (+3%)	$478,809 (+16.58%) Land $85,000 Building $393,809
2022	$3,087.00 Homeowner's exemption	$221,828	$410,702 Land $80,000 Building $330,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10402 Willow Ridge Loop, #LO in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10402 Willow Ridge Loop, #LO is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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