St. Clair County property record for 10401 Saint John Dr, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,099 sqft · built 1950 |
| Lot Size | 0.357 acres (15,551 sqft) |
| Owner | Individual Name on File |
| Last Sale | $287,500 (Nov 2021) |
| Tax Bill | $4,423 (2024) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Feb 2018 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-568-0013-000 |
| Primary APN | 74-14-568-0013-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,099 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Lot Area | 15,551 sqft (0.357 acres) |
| Lot Dimensions | 259 ft deep x 60 ft wide |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 74145680013000 |
|---|---|
| Street Address | 10401 SAINT JOHN DR |
| City | ALGONAC |
| State | MI |
| Zip | 48001-4243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 15 & E 1/2 LOT 16 SUPERVISOR'S NORTH CHANNEL COLONY PLAT |
| Legal Subdivision | SUPRVRS NORTH CHANNEL COLONY |
| Legal Lot Number | 15-16 |
| Legal Unit | 15,16 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 647000 |
Source: St. Clair County assessment roll, as of March 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10401 SAINT JOHN DR, ALGONAC, MI 48001-4243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 14, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2021 · Amount on Record |
| Deed Sale | Nov 16, 2021 · Amount on Record |
| Deed Document Number | 2021032280 |
| Deed Book / Page | 5450 / 151 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 16, 2021 |
| Property Address | 10401 SAINT JOHN DR, ALGONAC, MI 48001-4243 |
| Document Number | 5450151 |
| Book / Page | 5450 / 151 |
| Map Reference | LB 52 PG 5&6 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021032280 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Title Company | JBN TITLE, JB TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,156.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10401 SAINT JOHN DR, 10401, ALGONAC, MI 48001-4243 |
| Name | Verified Name |
|---|---|
| Address | 10401 SAINT JOHN DR, ALGONAC, MI 48001-4243 |
| Document Number | 2021032281 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021032281 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 14, 2018 |
| Property Address | 10401 SAINT JOHN DR, ALGONAC, MI 48001-4243 |
| Document Number | 0049170403 |
| Book / Page | 004917 / 000403 |
| Instrument Date | Apr 24, 2006 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10401 SAINT JOHN DR ALGONAC MI 480014243, ALGONAC, MI 48001-4243 |
Source: St. Clair County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $152,800 (+19.38%) | ||
| 2024 | $4,423.00 (+8.78%) | $305,600 (+19.38%) | |
| 2023 | $128,000 | ||
| 2022 | $4,066.00 | $256,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 143 policies |
| Nearby Flood Policies | 143 in force |
| Nearby Flood Claims | 77 (1985–2024) |
| Claims Outside the SFHA | 56 of 77 |
| Most Recent Claim | Jan 2024 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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