10401 Prospector Ct, Truckee, CA 96161 Property Records

Placer County property record for 10401 Prospector Ct, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,267 sqft · built 2023
Lot Size	0.406 acres (17,672 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Sep 2020)
Tax Bill	$33,108 (2025)
Deeds & Mortgages	May 2021 Construction Loan Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`107-150-019-000`

Property Details

APN / Parcel Number

Primary APN	`107-150-019-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,267 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	17,672 sqft (0.406 acres)
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10401 PROSPECTOR CT
City	TRUCKEE
State	CA
Zip	96161-5232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 102 SCHAFFERS MILL PH 2C-1 MOR DD-53
Legal Subdivision	SCHAFFERS MILL PHASE 2C-1
Legal Lot Number	102
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	2
Census Block	2007
Census Tract	22011

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 ACELA DR, BELVEDERE TIBURON, CA 94920-1608
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Construction Mortgage BBVA USA
Sep 11, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Feb 23, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Feb 23, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF THE CASCADES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Feb 23, 2017 · Amount on Record
Deed Document Number	202099100
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10401 PROSPECTOR CT, TRUCKEE, CA 96161
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2269 FRANCISCO ST, SAN FRANCISCO, CA 94123-1909
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067306
Date	May 19, 2021
Instrument	2021-0067306

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	Other
Max Rate	8%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 11, 2020
Property Address	10401 PROSPECTOR CT, TRUCKEE, CA 96161
Document Number	0000099100
Map Reference	MB DD PG 53
Instrument Date	Sep 4, 2020
Instrument	2020-0099100
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2269 FRANCISCO ST, SAN FRANCISCO, CA 94123-1909

Mortgage

Document Number	0000099101
Date	Sep 11, 2020
Instrument	2020-0099101

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year LIBOR
Max Rate	11.1%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Feb 23, 2017
Property Address	10401 PROSPECTOR CT, TRUCKEE, CA 96161
Document Number	0000013241
Instrument Date	Feb 16, 2017
Instrument	13241
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3945 ELM AVE LONG BEACH CA 908072704, LONG BEACH, CA 90807-2704

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Feb 23, 2017
Property Address	10401 PROSPECTOR CT, TRUCKEE, CA 96161
Document Number	0000013242
Instrument Date	Feb 2, 2017
Instrument	13242
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3945 ELM AVE LONG BEACH CA 908072704, LONG BEACH, CA 90807-2704

Mortgage

Document Number	13243
Date	Feb 23, 2017
Instrument	13243

Lender

Name	BANK OF THE CASCADES
Type	Bank
Address	BEND, OR 97703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 22, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,049,000 (+2%) Land $552,040 Building $2,496,960
2025	$33,108.00 (+90.21%)	$2,989,216 (+101.67%) Land $541,216 Building $2,448,000
2023	$17,406.00 (+41.42%)	$1,482,200 Land $520,200 Building $962,000
2022	$12,308.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	19 (1983–2018)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Apr 2018 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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