10401 Pine Cone Dr, Truckee, CA 96161 Property Records

Placer County property record for 10401 Pine Cone Dr, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,321 sqft · built 1993
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Jun 2016)
Tax Bill	$10,203 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-390-005-000`

Property Details

APN / Parcel Number

Primary APN	`080-390-005-000`
Alternative APN	`080-390-005`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,321 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	52,272 sqft
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	080-390-005
Street Address	10401 PINE CONE DR
City	TRUCKEE
State	CA
Zip	96161-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSAGBX
Legal Description	1.2 AC PAR D PMOR 23-39
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	2
Census Block	2004
Census Tract	22011

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10401 PINE CONE DR, TRUCKEE, CA 96161-3125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 30, 2017	Trustee's Deed, Construction Loan · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2016 · Amount on Record
Deed Sale	Jun 22, 2016 · Amount on Record
Deed Document Number	201649098
Prior Transfer Date	Feb 29, 2008
Prior Transfer Doc	0000020290
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10401 PINE CONE DR, TRUCKEE, CA 96161-3125
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10401 PINE CONE DR, TRUCKEE, CA 96161-3125

Mortgage

Document Number	0000032347
Date	Mar 8, 2021
Instrument	2021-0032347

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10401 PINE CONE DR, TRUCKEE, CA 96161-3125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086432
Date	Aug 17, 2020
Instrument	2020-0086432

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

November 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PLACER CA
Recording Date	Nov 30, 2017
Property Address	10401 PINE CONE DR, TRUCKEE, CA 96161-3125
Instrument Date	Nov 17, 2017
Instrument	94984
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10401 PINE CONE DR TRUCKEE CA 961613125, TRUCKEE, CA 96161-3125

Mortgage

Document Number	0000094984
Date	Nov 30, 2017
Instrument	94984

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$866,279 (+2%) Land $241,491 Building $624,788
2025	$10,203.00 (+3.07%) Homeowner's exemption	$849,294 (+4.04%) Land $236,756 Building $612,538
2023	$9,899.00 (+2.41%) Homeowner's exemption	$816,316 Land $227,563 Building $588,753
2022	$9,666.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	19 (1983–2018)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Apr 2018 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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